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Still stuck at 805.
648-661... Hopefully another large increase next month!
@LS2982 wrote:
@android01 wrote:Still stuck at 805.
I'd love to be stuck there
Keep up your current course of action and you'll be stuck there sooner than you think!
Down 3 pts from 690 to 687. It says I'm making heavy use of available credit????huh??? I have 5% utilization on my open credit cards. This version must count closed accounts that still have a balance on them? Anyone know the answer?
@suebee123 wrote:Down 3 pts from 690 to 687. It says I'm making heavy use of available credit????huh??? I have 5% utilization on my open credit cards. This version must count closed accounts that still have a balance on them? Anyone know the answer?
All versions will calculate utilization on closed cards IF both the credit limit and balance are being reported. If either of these is missing then the account is not factored into utilization.
@MarineVietVet wrote:
@suebee123 wrote:Down 3 pts from 690 to 687. It says I'm making heavy use of available credit????huh??? I have 5% utilization on my open credit cards. This version must count closed accounts that still have a balance on them? Anyone know the answer?
All versions will calculate utilization on closed cards IF both the credit limit and balance are being reported. If either of these is missing then the account is not factored into utilization.
+1
WTH?!?! Mine dropped 19 points!!! No new accounts opened, no apps since Dec '11...I have no idea why my score dropped so much!!
Mine increased from 692 to 699 - so close to being my first score to break the 700 barrier!
Maybe next month?
@TNTransplant wrote:Mine increased from 692 to 699 - so close to being my first score to break the 700 barrier!
Maybe next month?
Thats just teasing right there, my EX FAKO did that to me for 2 months, just sat at 699