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Valued Contributor
android01
Posts: 1,207
Registered: ‎09-22-2009

Re: Walmart TU scores are updated

Still stuck at 805. 

EQ FICO - EQ08 - 850 - 6/17/14
TU FICO - TU08 - 850 - 6/17/14
EX FICO - EX08 - 850 - 6/17/14
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: Walmart TU scores are updated


android01 wrote:

Still stuck at 805. 


I'd love to be stuck there :smileyhappy:




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
Hammer23
Posts: 428
Registered: ‎01-21-2012

Re: Walmart TU scores are updated

648-661... Hopefully another large increase next month! 

WF Home Projects Visa $8500 / Towpath CU Visa $7000 / Chase Freedom Visa $5500 / Cap 1 QS Visa Sig $5000 / Barclaycard Ring MC $5000 / GE Lowes $5000 / Citi Best Buy MC $4250 / Barclaycard Rewards Visa $4000 / BFG CU Visa $3500 / Citi Sears$3000 / WF Visa $2000 / GE Walmart $1900 / GE Care Credit $1900 / GE Amazon $1400 / Cap 1 Kohls $1000 / GE Old Navy $800 / Webbank Fingerhut $700
Valued Contributor
android01
Posts: 1,207
Registered: ‎09-22-2009

Re: Walmart TU scores are updated


LS2982 wrote:

android01 wrote:

Still stuck at 805. 


I'd love to be stuck there :smileyhappy:


Keep up your current course of action and you'll be stuck there sooner than you think! :smileyhappy:

EQ FICO - EQ08 - 850 - 6/17/14
TU FICO - TU08 - 850 - 6/17/14
EX FICO - EX08 - 850 - 6/17/14
Frequent Contributor
suebee123
Posts: 252
Registered: ‎11-13-2011

Re: Walmart TU scores are updated

Down 3 pts from 690 to 687.   It says I'm making heavy use of available credit????huh???   I have 5% utilization on my open credit cards.  This version must count closed accounts that still have a balance on them?  Anyone know the answer? 

 

 

Current: EQ Fico (700), EX Fico AMX (681) TU Fico Walmart (711) MyFico TU (708) Vantage: TU 803, EX 777, EQ 789
Goal: 700+ across the board.
Moderator Emeritus
MarineVietVet
Posts: 14,084
Registered: ‎07-14-2009

Re: Walmart TU scores are updated


suebee123 wrote:

Down 3 pts from 690 to 687.   It says I'm making heavy use of available credit????huh???   I have 5% utilization on my open credit cards.  This version must count closed accounts that still have a balance on them?  Anyone know the answer? 

 

 


All versions will calculate utilization on closed cards IF both the credit limit and balance are being reported. If either of these is missing then the account is not factored into utilization.

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: Walmart TU scores are updated


MarineVietVet wrote:

suebee123 wrote:

Down 3 pts from 690 to 687.   It says I'm making heavy use of available credit????huh???   I have 5% utilization on my open credit cards.  This version must count closed accounts that still have a balance on them?  Anyone know the answer? 

 

 


All versions will calculate utilization on closed cards IF both the credit limit and balance are being reported. If either of these is missing then the account is not factored into utilization.


+1




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
digitaldiva
Posts: 430
Registered: ‎03-09-2011

Re: Walmart TU scores are updated

 

WTH?!?!  Mine dropped 19 points!!!  No new accounts opened, no apps since Dec '11...I have no idea why my score dropped so much!!  :smileysad:

Enjoying your freedom? Thank a servicemember and their family!!!
Established Contributor
TNTransplant
Posts: 772
Registered: ‎01-03-2012

Re: Walmart TU scores are updated

Mine increased from 692 to 699 - so close to being my first score to break the 700 barrier!

 

Maybe next month?:smileymad:


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: Walmart TU scores are updated


TNTransplant wrote:

Mine increased from 692 to 699 - so close to being my first score to break the 700 barrier!

 

Maybe next month?:smileymad:


Thats just teasing right there, my EX FAKO did that to me for 2 months, just sat at 699 :smileymad:




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014

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