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Valued Contributor
Posts: 1,276
Registered: ‎09-22-2009
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Re: Walmart TU scores are updated

Still stuck at 805. 

EQ FICO - EQ08 - 850 - 01/01/15
TU FICO - TU08 - 850 - 01/01/15
EX FICO - EX08 - 850 - 01/01/15
EX FICO - V2 - 840 - 01/01/15
EQ FICO - EQ04 - 818 - 01/01/15
EQ FICO - Bankcard Enhanced 8 - 885 - 1/24/15
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Walmart TU scores are updated


android01 wrote:

Still stuck at 805. 


I'd love to be stuck there Smiley Happy




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
Posts: 428
Registered: ‎01-21-2012
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Re: Walmart TU scores are updated

648-661... Hopefully another large increase next month! 

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Valued Contributor
Posts: 1,276
Registered: ‎09-22-2009
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Re: Walmart TU scores are updated


LS2982 wrote:

android01 wrote:

Still stuck at 805. 


I'd love to be stuck there Smiley Happy


Keep up your current course of action and you'll be stuck there sooner than you think! Smiley Happy

EQ FICO - EQ08 - 850 - 01/01/15
TU FICO - TU08 - 850 - 01/01/15
EX FICO - EX08 - 850 - 01/01/15
EX FICO - V2 - 840 - 01/01/15
EQ FICO - EQ04 - 818 - 01/01/15
EQ FICO - Bankcard Enhanced 8 - 885 - 1/24/15
Frequent Contributor
Posts: 252
Registered: ‎11-13-2011
0

Re: Walmart TU scores are updated

Down 3 pts from 690 to 687.   It says I'm making heavy use of available credit????huh???   I have 5% utilization on my open credit cards.  This version must count closed accounts that still have a balance on them?  Anyone know the answer? 

 

 

Current: EQ Fico (700), EX Fico AMX (681) TU Fico Walmart (711) MyFico TU (708) Vantage: TU 803, EX 777, EQ 789
Goal: 700+ across the board.
Moderator
Posts: 17,419
Registered: ‎07-14-2009
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Re: Walmart TU scores are updated


suebee123 wrote:

Down 3 pts from 690 to 687.   It says I'm making heavy use of available credit????huh???   I have 5% utilization on my open credit cards.  This version must count closed accounts that still have a balance on them?  Anyone know the answer? 

 

 


All versions will calculate utilization on closed cards IF both the credit limit and balance are being reported. If either of these is missing then the account is not factored into utilization.

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Walmart TU scores are updated


MarineVietVet wrote:

suebee123 wrote:

Down 3 pts from 690 to 687.   It says I'm making heavy use of available credit????huh???   I have 5% utilization on my open credit cards.  This version must count closed accounts that still have a balance on them?  Anyone know the answer? 

 

 


All versions will calculate utilization on closed cards IF both the credit limit and balance are being reported. If either of these is missing then the account is not factored into utilization.


+1




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
Posts: 466
Registered: ‎03-09-2011
0

Re: Walmart TU scores are updated

 

WTH?!?!  Mine dropped 19 points!!!  No new accounts opened, no apps since Dec '11...I have no idea why my score dropped so much!!  Smiley Sad


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In the garden since 05 Aug 14...
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Established Contributor
Posts: 772
Registered: ‎01-03-2012
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Re: Walmart TU scores are updated

Mine increased from 692 to 699 - so close to being my first score to break the 700 barrier!

 

Maybe next month?Smiley Mad


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Walmart TU scores are updated


TNTransplant wrote:

Mine increased from 692 to 699 - so close to being my first score to break the 700 barrier!

 

Maybe next month?Smiley Mad


Thats just teasing right there, my EX FAKO did that to me for 2 months, just sat at 699 Smiley Mad




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
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