Reply
Valued Contributor
Posts: 1,551
Registered: ‎11-10-2012
0

Re: Walmart an Option with BK?


Shyone44 wrote:

I was curious if a Walmart card is a possibility if I have an old BK? I app'd for the Wally card in March and was turned down do to:

 

LACK OF INSTALLMENT LOAN INFORMATION
ACCOUNTS IN COLLECTION OR 60 DAYS PAST DUE OR ADVERSE PUBLIC RECORDS

 

I do have a BK back from 2005 and I also have 2 collection accounts from 2008. Other than that I have lots of positive trade lines. And since I was turned down in March, I've had 6 baddies deleted off my CR. Not sure of my new TU Fico since I won't get a updated score until June :smileysad: I really only want the card to get the free Fico. Do you think it's possible?

 


With BKs, it's always a YMMV situation. Some people are surprised to be approved, while others are denied. It is definitely possible, it's just hard to forecast what a specific outcome will be. Good luck in the future.

 photo Logo - Credit Card Collection - Data Inclusive_zpsyharlvpo.jpg
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.