05-15-2013 06:18 PM
I was curious if a Walmart card is a possibility if I have an old BK? I app'd for the Wally card in March and was turned down do to:
LACK OF INSTALLMENT LOAN INFORMATION
ACCOUNTS IN COLLECTION OR 60 DAYS PAST DUE OR ADVERSE PUBLIC RECORDS
I do have a BK back from 2005 and I also have 2 collection accounts from 2008. Other than that I have lots of positive trade lines. And since I was turned down in March, I've had 6 baddies deleted off my CR. Not sure of my new TU Fico since I won't get a updated score until June I really only want the card to get the free Fico. Do you think it's possible?
With BKs, it's always a YMMV situation. Some people are surprised to be approved, while others are denied. It is definitely possible, it's just hard to forecast what a specific outcome will be. Good luck in the future.
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