Valued Contributor
Posts: 2,262
Registered: ‎07-23-2012

Re: Walmart and Discover card

youngandcreditwrthy wrote: my Wmt store w a 640 fico.

Got the upgrade after 24 mos with a 670-680'ish tu fico.

Got a $5k line :-) score!!!!

could be an aaoa factor. 

i had 3 store cards  19(nov10') 17(Dec10') and 7(Jan'12) months so my aaoa was like a year with my new cards that didnt report yet to my knowledge. 

im sitting at a cool 8 months aaoa at the moment but thats with 6 new cards from this summer(including walmart) and an installment loan from end of august. that i got with a 708 score. (when my walmart tu was still reporting 738)

Current: Discover Fico 682 1/15 Walmart Fico 684 1/15

Inquiries (24 Months): EQ 4 TU 1 EX 5 | Most Recent: 09/26/2014
Over 12 Months:6

2014 Goals:
Lower Utility
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000

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