Credit Cards Center Credit cards from our partners
Regular Contributor
Posts: 106
Registered: ‎04-01-2009

Walmart and JCP Love

Well, I decided to try my luck and see could I get a little love this morning and Walmart gave me an CLI increase of $100 to bring me to $700.00. That made me smile. Wish it was more, but oh well, I just paid their card off 2 days ago so I understand. Decided to try my luck on JCP. I hardly use the card because they stuck me at a stinking $200.00 CL.  I charge a few things here and there but never any real usage. I was actually thinking of closing the card because I've had it for almost a year and the limit is so low and they declined my 3 prior CLI requests. Well, you can imagine my surprise when they increased my limit to $1,500.00. I almost fell off my chair. Best news yet!!!



Frequent Contributor
Posts: 253
Registered: ‎09-01-2009

Re: Walmart and JCP Love



JCPenney also showed me some love a month and a half ago when they sent me a letter informing me that they took my measly $150 credit limit and bumped it up to $700.. I tried to get a little greedy by requesting another increase through their website but was sent a denial letter stating that while my account was in good standing I had recently received a credit line increase and should wait 3 billing statements before requesting another. Hopefully GEMB will see that I've been a good boy with my Care Credit and JCPenney accounts and will see fit to show me some love.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.