Walmart and Smart Connect approval

[DanielF]

Got approved for the Walmart store card (for score) and a Smart Connect card (to replace Fingerhut). I am still rebuilding and alot of the advice here has really paid off. What is the best use of the Smart Connect account. I know it is linked to the PayPal account, but I don't plan on much new buying. For those of you that have this account, how do you utilize it?

[pizzadude]

---

@DanielF wrote:

Got approved for the Walmart store card (for score) and a Smart Connect card (to replace Fingerhut). I am still rebuilding and alot of the advice here has really paid off. What is the best use of the Smart Connect account. I know it is linked to the PayPal account, but I don't plan on much new buying. For those of you that have this account, how do you utilize it?

---

Congrats on the approvals !!    Many people take advantage of the free TU FICO score that comes with the Wally card, thats a great perk !

Also, you might consider getting a Paypal debit Mastercard ~ it links to Paypay and you can set it up to draw from SmartConnect.   So it turns SC into a mastercard that you can use anywhere, and is also a 1% cashback card as well.

[pizzadude]

Also, forgot to add that the Paypal debit mastercard doesn't require a hard pull, since it just links to your paypal account.

[DanielF]

Awesome, thanks for the advice.

[Wolf3]

There are also a lot of online stores that take paypal to make use of your smart connect.   I use it a lot.   Currently letting high balance ride for 6 months of deffered interest.

[pizzadude]

---

@Wolf3 wrote:

There are also a lot of online stores that take paypal to make use of your smart connect.   I use it a lot.   Currently letting high balance ride for 6 months of deffered interest.

---

Yep that is a good point too ~ and they do seem to run frequent promotions for the deferred interest, 6 months, 0%.

[score_building]

Congrats!