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I am really tempted to apply for the walmart card soon. I just paid my util down and my scores have jumped! I will probably wait another month or two to allow all the balances to update before apping.
Look like left some balance for them to report is better.like few dollars lol
For whoever got 1 of these card.
*credit limit when you start?
1 :Walmart/ Walmart discover? Wal-Mart Discover
2: Hong long you got this card? Opened Novembe r2011
3: hong much you spent a month? Only used the card once, last month for a $50 charge.
4: how many time credit limit have been increased?( auto increased and requested it)
* Comment : Requested credit limit increases about 5 times; didn't get increase due to insufficient experience with the card (in other words, you don't use it), used it last month, paid in full. Requested a credit limit increase yesterday, limit increased from $1,500 to $4,500.
I want to know your story then I can build up my credit limit stronger. Thank you
I used it for gas. 15cents discount per gallon, then PIF before statement cut
You will still get a statement because of charge/payment vs not using it for keeping it at "0"
Which way you can build up CL higher and credit score stronger? By PIF they will report 0 balance month by month, with I understand that look no used to another lender?
@youngandcreditwrthy wrote:
Got gas for $2.98 a gal with it! Wooo!!
One of my friends just posted about that on facebook. I wish I had known about the WM gas price discount because I just filled up at $3.15/gallon yesterday.