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Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Walmart and Walmart discover

It will also depend on your overall credit score and income..GE will soft you every month.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
Epcot
Posts: 2,789
Registered: ‎10-10-2012
0

Re: Walmart and Walmart discover

[ Edited ]

I am really tempted to apply for the walmart card soon. I just paid my util down and my scores have jumped! I will probably wait another month or two to allow all the balances to update before apping.


Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Contributor
ricefed
Posts: 116
Registered: ‎02-17-2011
0

Re: Walmart and Walmart discover

Opened the store card 8/25/2011 300 limit. Requested increase through automated system and it went to 500 then 4 months later auto increased to 1000. 4 months later called automated line and it raised to 1300. This past Friday it auto increased to 2600. Later the same day I called the back door number and asked for an increase. They asked what I wanted my limit to be I said 8000. 5 minutes later approved. I spend about 150 a month on the card and carry a small balance to help with increases.
NFCU cash rewards 10,000 -Chase Sapphire Preferred 6,900-Chase Slate 6,000- Amazon 10,000 - Walmart 10,000- lowes 12,000 - Kay jewelers 7,500 - Amex Zync NPSL - CarCare One 500
Established Member
NhanNguyen
Posts: 14
Registered: ‎10-10-2012
0

Re: Walmart and Walmart discover

[ Edited ]

Look like left some balance for them to report is better.like few dollars lol

Frequent Contributor
Strepthroat
Posts: 260
Registered: ‎06-13-2008
0

Re: Walmart and Walmart discover

For whoever got 1 of these card.

*credit limit when you start?

1 :Walmart/ Walmart discover?   Wal-Mart Discover

2: Hong long you got this card?   Opened Novembe r2011

3: hong much you spent a month?  Only used the card once, last month for a $50 charge.

4: how many time credit limit have been increased?( auto increased and requested it)

* Comment :  Requested credit limit increases about 5 times; didn't get increase due to insufficient experience with the card (in other words, you don't use it), used it last month, paid in full.  Requested a credit limit increase yesterday, limit increased from $1,500 to $4,500. 

I want to know your story then I can build up my credit limit stronger. Thank you

Marriott Rewards Visa $25,000; AirTran A+Rewards Visa $25,000; PFCU Visa $17,000; Barclay B&N MasterCard $12,000; GUCU Visa $10,500; Nordstrom Visa $10,000; GOCU Visa $10,000; Ann Taylor MasterCard $6,400; US Bank Perks Plus Visa $5,000; Barclay Arrival MasterCard $5,000; Quicksilver One $3,000; Capital One Classic $3,000; Amazon Visa $500; Sam's Club MasterCard $250; Dillards AMEX $250; Wal-Mart MasterCard $250.
Valued Contributor
armbenderc
Posts: 1,339
Registered: ‎09-11-2012
0

Re: Walmart and Walmart discover

I used it for gas. 15cents discount per gallon, then PIF before statement cut :smileywink:

 

You will still get a statement because of charge/payment vs not using it for keeping it at "0"

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Walmart and Walmart discover

Got gas for $2.98 a gal with it! Wooo!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Contributor
JustinNguyen
Posts: 99
Registered: ‎10-20-2012
0

Re: Walmart and Walmart discover

Which way you can build up CL higher and credit score stronger? By PIF they will report 0 balance month by month, with I understand that look no used to another lender?

Established Contributor
frogfan12
Posts: 872
Registered: ‎10-16-2010
0

Re: Walmart and Walmart discover


youngandcreditwrthy wrote:
Got gas for $2.98 a gal with it! Wooo!!

One of my friends just posted about that on facebook. I wish I had known about the WM gas price discount because I just filled up at $3.15/gallon yesterday. 


Starting Score: 760
Current Score: 716 Equifax 754 TU 736 Experian
Goal Score: 760
Valued Contributor
Epcot
Posts: 2,789
Registered: ‎10-10-2012
0

Re: Walmart and Walmart discover

I keep forgetting about the discount for gas with a Walmart card!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13

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