cancel
Showing results for 
Search instead for 
Did you mean: 

Walmart and Walmart discover

Senior Contributor

Re: Walmart and Walmart discover

It will also depend on your overall credit score and income..GE will soft you every month.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 11 of 25
Valued Contributor

Re: Walmart and Walmart discover

I am really tempted to apply for the walmart card soon. I just paid my util down and my scores have jumped! I will probably wait another month or two to allow all the balances to update before apping.


Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 12 of 25
Contributor

Re: Walmart and Walmart discover

Opened the store card 8/25/2011 300 limit. Requested increase through automated system and it went to 500 then 4 months later auto increased to 1000. 4 months later called automated line and it raised to 1300. This past Friday it auto increased to 2600. Later the same day I called the back door number and asked for an increase. They asked what I wanted my limit to be I said 8000. 5 minutes later approved. I spend about 150 a month on the card and carry a small balance to help with increases.
NFCU cash rewards 10,000 -Chase Sapphire Preferred 6,900-Chase Slate 6,000- Amazon 10,000 - Walmart 10,000- lowes 12,000 - Kay jewelers 7,500 - Amex Zync NPSL - CarCare One 500
Message 13 of 25
Established Member

Re: Walmart and Walmart discover

Look like left some balance for them to report is better.like few dollars lol

Message 14 of 25
Frequent Contributor

Re: Walmart and Walmart discover

For whoever got 1 of these card.

*credit limit when you start?

1 :Walmart/ Walmart discover?   Wal-Mart Discover

2: Hong long you got this card?   Opened Novembe r2011

3: hong much you spent a month?  Only used the card once, last month for a $50 charge.

4: how many time credit limit have been increased?( auto increased and requested it)

* Comment :  Requested credit limit increases about 5 times; didn't get increase due to insufficient experience with the card (in other words, you don't use it), used it last month, paid in full.  Requested a credit limit increase yesterday, limit increased from $1,500 to $4,500. 

I want to know your story then I can build up my credit limit stronger. Thank you

Marriott Rewards Visa $25,000; AirTran A+Rewards Visa $25,000; PFCU Visa $17,000; Barclay B&N MasterCard $12,000; GUCU Visa $10,500; Nordstrom Visa $10,000; GOCU Visa $10,000; Ann Taylor MasterCard $6,400; US Bank Perks Plus Visa $5,000; Barclay Arrival MasterCard $5,000; Quicksilver One $3,000; Capital One Classic $3,000; Amazon Visa $500; Sam's Club MasterCard $250; Dillards AMEX $250; Wal-Mart MasterCard $250.
Message 15 of 25
Valued Contributor

Re: Walmart and Walmart discover

I used it for gas. 15cents discount per gallon, then PIF before statement cut Smiley Wink

 

You will still get a statement because of charge/payment vs not using it for keeping it at "0"

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 16 of 25
Senior Contributor

Re: Walmart and Walmart discover

Got gas for $2.98 a gal with it! Wooo!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 17 of 25
Contributor

Re: Walmart and Walmart discover

Which way you can build up CL higher and credit score stronger? By PIF they will report 0 balance month by month, with I understand that look no used to another lender?

Message 18 of 25
Established Contributor

Re: Walmart and Walmart discover


youngandcreditwrthy wrote:
Got gas for $2.98 a gal with it! Wooo!!

One of my friends just posted about that on facebook. I wish I had known about the WM gas price discount because I just filled up at $3.15/gallon yesterday. 


Starting Score: 760
Current Score: 716 Equifax 754 TU 736 Experian
Goal Score: 760
Message 19 of 25
Valued Contributor

Re: Walmart and Walmart discover

I keep forgetting about the discount for gas with a Walmart card!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 20 of 25