11-04-2012 05:19 PM
11-04-2012 05:38 PM - edited 11-04-2012 05:38 PM
I am really tempted to apply for the walmart card soon. I just paid my util down and my scores have jumped! I will probably wait another month or two to allow all the balances to update before apping.
11-04-2012 06:02 PM
11-04-2012 06:56 PM
For whoever got 1 of these card.
*credit limit when you start?
1 :Walmart/ Walmart discover? Wal-Mart Discover
2: Hong long you got this card? Opened Novembe r2011
3: hong much you spent a month? Only used the card once, last month for a $50 charge.
4: how many time credit limit have been increased?( auto increased and requested it)
* Comment : Requested credit limit increases about 5 times; didn't get increase due to insufficient experience with the card (in other words, you don't use it), used it last month, paid in full. Requested a credit limit increase yesterday, limit increased from $1,500 to $4,500.
I want to know your story then I can build up my credit limit stronger. Thank you
11-04-2012 07:05 PM
I used it for gas. 15cents discount per gallon, then PIF before statement cut
You will still get a statement because of charge/payment vs not using it for keeping it at "0"
11-04-2012 07:36 PM
11-04-2012 08:13 PM
Which way you can build up CL higher and credit score stronger? By PIF they will report 0 balance month by month, with I understand that look no used to another lender?
11-04-2012 08:50 PM
Got gas for $2.98 a gal with it! Wooo!!
One of my friends just posted about that on facebook. I wish I had known about the WM gas price discount because I just filled up at $3.15/gallon yesterday.
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