Reply
Senior Contributor
Posts: 6,276
Registered: ‎08-16-2012
0

Re: Walmart and Walmart discover

It will also depend on your overall credit score and income..GE will soft you every month.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
0

Re: Walmart and Walmart discover

[ Edited ]

I am really tempted to apply for the walmart card soon. I just paid my util down and my scores have jumped! I will probably wait another month or two to allow all the balances to update before apping.


Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Contributor
Posts: 116
Registered: ‎02-17-2011
0

Re: Walmart and Walmart discover

Opened the store card 8/25/2011 300 limit. Requested increase through automated system and it went to 500 then 4 months later auto increased to 1000. 4 months later called automated line and it raised to 1300. This past Friday it auto increased to 2600. Later the same day I called the back door number and asked for an increase. They asked what I wanted my limit to be I said 8000. 5 minutes later approved. I spend about 150 a month on the card and carry a small balance to help with increases.
NFCU cash rewards 10,000 -Chase Sapphire Preferred 6,900-Chase Slate 6,000- Amazon 10,000 - Walmart 10,000- lowes 12,000 - Kay jewelers 7,500 - Amex Zync NPSL - CarCare One 500
Established Member
Posts: 14
Registered: ‎10-10-2012
0

Re: Walmart and Walmart discover

[ Edited ]

Look like left some balance for them to report is better.like few dollars lol

Frequent Contributor
Posts: 262
Registered: ‎06-13-2008
0

Re: Walmart and Walmart discover

For whoever got 1 of these card.

*credit limit when you start?

1 :Walmart/ Walmart discover?   Wal-Mart Discover

2: Hong long you got this card?   Opened Novembe r2011

3: hong much you spent a month?  Only used the card once, last month for a $50 charge.

4: how many time credit limit have been increased?( auto increased and requested it)

* Comment :  Requested credit limit increases about 5 times; didn't get increase due to insufficient experience with the card (in other words, you don't use it), used it last month, paid in full.  Requested a credit limit increase yesterday, limit increased from $1,500 to $4,500. 

I want to know your story then I can build up my credit limit stronger. Thank you

Marriott Rewards Visa $25,000; AirTran A+Rewards Visa $25,000; PFCU Visa $17,000; Barclay B&N MasterCard $12,000; GUCU Visa $10,500; Nordstrom Visa $10,000; GOCU Visa $10,000; Ann Taylor MasterCard $6,400; US Bank Perks Plus Visa $5,000; Barclay Arrival MasterCard $5,000; Quicksilver One $3,000; Capital One Classic $3,000; Amazon Visa $500; Sam's Club MasterCard $250; Dillards AMEX $250; Wal-Mart MasterCard $250.
Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
0

Re: Walmart and Walmart discover

I used it for gas. 15cents discount per gallon, then PIF before statement cut Smiley Wink

 

You will still get a statement because of charge/payment vs not using it for keeping it at "0"

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Senior Contributor
Posts: 6,276
Registered: ‎08-16-2012
0

Re: Walmart and Walmart discover

Got gas for $2.98 a gal with it! Wooo!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Contributor
Posts: 99
Registered: ‎10-20-2012
0

Re: Walmart and Walmart discover

Which way you can build up CL higher and credit score stronger? By PIF they will report 0 balance month by month, with I understand that look no used to another lender?

Established Contributor
Posts: 872
Registered: ‎10-16-2010
0

Re: Walmart and Walmart discover


youngandcreditwrthy wrote:
Got gas for $2.98 a gal with it! Wooo!!

One of my friends just posted about that on facebook. I wish I had known about the WM gas price discount because I just filled up at $3.15/gallon yesterday. 


Starting Score: 760
Current Score: 716 Equifax 754 TU 736 Experian
Goal Score: 760
Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
0

Re: Walmart and Walmart discover

I keep forgetting about the discount for gas with a Walmart card!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.