Credit Cards

[youngandcreditwrthy]

It will also depend on your overall credit score and income..GE will soft you every month.

[Epcot]

I am really tempted to apply for the walmart card soon. I just paid my util down and my scores have jumped! I will probably wait another month or two to allow all the balances to update before apping.

[ricefed]

Opened the store card 8/25/2011 300 limit. Requested increase through automated system and it went to 500 then 4 months later auto increased to 1000. 4 months later called automated line and it raised to 1300. This past Friday it auto increased to 2600. Later the same day I called the back door number and asked for an increase. They asked what I wanted my limit to be I said 8000. 5 minutes later approved. I spend about 150 a month on the card and carry a small balance to help with increases.

[NhanNguyen]

Look like left some balance for them to report is better.like few dollars lol

[Strepthroat]

For whoever got 1 of these card.

*credit limit when you start?

1 :Walmart/ Walmart discover?   Wal-Mart Discover

2: Hong long you got this card?   Opened Novembe r2011

3: hong much you spent a month?  Only used the card once, last month for a $50 charge.

4: how many time credit limit have been increased?( auto increased and requested it)

* Comment :  Requested credit limit increases about 5 times; didn't get increase due to insufficient experience with the card (in other words, you don't use it), used it last month, paid in full.  Requested a credit limit increase yesterday, limit increased from $1,500 to $4,500. 

I want to know your story then I can build up my credit limit stronger. Thank you

[armbenderc]

I used it for gas. 15cents discount per gallon, then PIF before statement cut

You will still get a statement because of charge/payment vs not using it for keeping it at "0"

[youngandcreditwrthy]

Got gas for $2.98 a gal with it! Wooo!!

[JustinNguyen]

Which way you can build up CL higher and credit score stronger? By PIF they will report 0 balance month by month, with I understand that look no used to another lender?

[frogfan12]

---

youngandcreditwrthy wrote:
Got gas for $2.98 a gal with it! Wooo!!

---

One of my friends just posted about that on facebook. I wish I had known about the WM gas price discount because I just filled up at $3.15/gallon yesterday. 

[Epcot]

I keep forgetting about the discount for gas with a Walmart card!