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Walmart approved 2nd time. Pulled different

Regular Contributor

Walmart approved 2nd time. Pulled different

Applied online in July w/640 TU FICO....denied

 

Applied in-store Sept w/656 EQ FICO...Approved $500!

 

Seems odd they pulled EQ this time. I read they almost always pull TU. I love GEMB, they gave me a chance Smiley Very Happy

 

Now I have:

Belk- $400

BofA secured- $500

Walmart- $500

 

Message 1 of 27
26 REPLIES
Established Contributor

Re: Walmart approved 2nd time. Pulled different

Congrats! It's always sweet to get a second chance. Don't forget the sp cli at 4 months Smiley Happy

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Message 2 of 27
Highlighted
Valued Contributor

Re: Walmart approved 2nd time. Pulled different

My husband and I both apped in store within the past few weeks. They pulled EQ for both of us.

Message 3 of 27
Senior Contributor

Re: Walmart approved 2nd time. Pulled different

Do you want a higher limit? I have a secret number i can pm you if you prooooommmmiiseeee to keep it a secret???

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 4 of 27
Regular Contributor

Re: Walmart approved 2nd time. Pulled different

Sure, please PM. Thanks!

 

How long does it normally take to receive the card?

Message 5 of 27
Senior Contributor

Re: Walmart approved 2nd time. Pulled different

I live in Tx. Took like three days lol... They send it from el paso!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 6 of 27
Mega Contributor

Re: Walmart approved 2nd time. Pulled different


sbeasl11 wrote:

Applied online in July w/640 TU FICO....denied

 

Applied in-store Sept w/656 EQ FICO...Approved $500!

 

Seems odd they pulled EQ this time. I read they almost always pull TU. I love GEMB, they gave me a chance Smiley Very Happy

 

Now I have:

Belk- $400

BofA secured- $500

Walmart- $500

 


CONGRATS!!!!

 

took me 3 times to get in with them.

 




EQ FICO 548 3/3/16
Message 7 of 27
Valued Contributor

Re: Walmart approved 2nd time. Pulled different

Does Walmart close accounts due to inactivity? I haven't charged my card and I don't plan to make any charges on it for a while...lol

As of 2017, rebuilding...
Message 8 of 27
Mega Contributor

Re: Walmart approved 2nd time. Pulled different


maiden_girl wrote:

Does Walmart close accounts due to inactivity? I haven't charged my card and I don't plan to make any charges on it for a while...lol


GE will close accounts for inactivity. Its always good to make a small charge at least every other month,

 




EQ FICO 548 3/3/16
Message 9 of 27
Valued Contributor

Re: Walmart approved 2nd time. Pulled different


LS2982 wrote:

maiden_girl wrote:

Does Walmart close accounts due to inactivity? I haven't charged my card and I don't plan to make any charges on it for a while...lol


GE will close accounts for inactivity. Its always good to make a small charge at least every other month,

 


I guess I can kiss my Amazon and Wally Discover cards goodbye. LOL.

 

As of 2017, rebuilding...
Message 10 of 27