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Regular Contributor
sbeasl11
Posts: 122
Registered: ‎07-23-2012
0

Walmart approved 2nd time. Pulled different

Applied online in July w/640 TU FICO....denied

 

Applied in-store Sept w/656 EQ FICO...Approved $500!

 

Seems odd they pulled EQ this time. I read they almost always pull TU. I love GEMB, they gave me a chance :smileyvery-happy:

 

Now I have:

Belk- $400

BofA secured- $500

Walmart- $500

 

Established Contributor
CruzImperial
Posts: 867
Registered: ‎07-04-2012
0

Re: Walmart approved 2nd time. Pulled different

Congrats! It's always sweet to get a second chance. Don't forget the sp cli at 4 months :smileyhappy:

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Valued Contributor
Jazzzy
Posts: 2,679
Registered: ‎07-29-2009
0

Re: Walmart approved 2nd time. Pulled different

My husband and I both apped in store within the past few weeks. They pulled EQ for both of us.

Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Walmart approved 2nd time. Pulled different

Do you want a higher limit? I have a secret number i can pm you if you prooooommmmiiseeee to keep it a secret???

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Regular Contributor
sbeasl11
Posts: 122
Registered: ‎07-23-2012
0

Re: Walmart approved 2nd time. Pulled different

Sure, please PM. Thanks!

 

How long does it normally take to receive the card?

Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Walmart approved 2nd time. Pulled different

I live in Tx. Took like three days lol... They send it from el paso!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Walmart approved 2nd time. Pulled different


sbeasl11 wrote:

Applied online in July w/640 TU FICO....denied

 

Applied in-store Sept w/656 EQ FICO...Approved $500!

 

Seems odd they pulled EQ this time. I read they almost always pull TU. I love GEMB, they gave me a chance :smileyvery-happy:

 

Now I have:

Belk- $400

BofA secured- $500

Walmart- $500

 


CONGRATS!!!!

 

took me 3 times to get in with them.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
maiden_girl
Posts: 2,106
Registered: ‎12-29-2011
0

Re: Walmart approved 2nd time. Pulled different

Does Walmart close accounts due to inactivity? I haven't charged my card and I don't plan to make any charges on it for a while...lol

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Walmart approved 2nd time. Pulled different


maiden_girl wrote:

Does Walmart close accounts due to inactivity? I haven't charged my card and I don't plan to make any charges on it for a while...lol


GE will close accounts for inactivity. Its always good to make a small charge at least every other month,

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
maiden_girl
Posts: 2,106
Registered: ‎12-29-2011
0

Re: Walmart approved 2nd time. Pulled different


LS2982 wrote:

maiden_girl wrote:

Does Walmart close accounts due to inactivity? I haven't charged my card and I don't plan to make any charges on it for a while...lol


GE will close accounts for inactivity. Its always good to make a small charge at least every other month,

 


I guess I can kiss my Amazon and Wally Discover cards goodbye. LOL.

 

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)







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