Credit Cards Center Credit cards from our partners
Reply
Frequent Contributor
Posts: 290
Registered: ‎11-10-2010
0

Walmart balance frustrations

Made a payment for $35 on April 3rd.  IT STILL HAS NOT POSTED TO MY ACCOUNT BALANCE OR AVAILABLE CREDIT. REALLY?  Wow.  

 

I'm never using this card again.  

Valued Member
Posts: 47
Registered: ‎03-22-2013
0

Re: Walmart balance frustrations

the first months they put a hold on payments

EQ Fico08 714 (03/21/15) EX Fico08 : 649 (03/22/16) TU Fico08: 737 (03/22/15)
Frequent Contributor
Posts: 290
Registered: ‎11-10-2010
0

Re: Walmart balance frustrations

it's not about the available credit. it's that the balance doesnt go down automatically or even after 6 days?  i just want it to report 0

Valued Contributor
Posts: 1,587
Registered: ‎08-30-2012
0

Re: Walmart balance frustrations


InfamousRSX wrote:

the first months they put a hold on payments


I don't know about that.

 

I made my payment yesterday and it posted within a couple of hours and is available for use.

Scores: about 700 across the board
Total CL: $275k
Frequent Contributor
Posts: 348
Registered: ‎02-27-2013
0

Re: Walmart balance frustrations

I made payment on 5th my available credit went up right away but not my balance. Though I haven't checked it yet.
Cards: CSP $5k, Capital One Cash Rewards VS $3100, Discover it $3k Capital One MasterCard $600, Orchard Bank $3k, Barclays Rewards MC $1250 Gapcard $900, BR $300, Neiman Marcus $1k, Macys $1200 Walmart $500
In the garden until I can get a BCP

Starting Score: 534
Current Score: 682 EQ SW 660 TU 636 EX 3/26/13
Goal Score: 720


Take the myFICO Fitness Challenge
Highlighted
Valued Contributor
Posts: 2,300
Registered: ‎07-23-2012
0

Re: Walmart balance frustrations

alot of people have reported this on here. also with the walmart discover. 

 

i send a payment via bank bill pay, and same day it posts and is avaliable to use. 

 

ive had my card since july though. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
0

Re: Walmart balance frustrations

How did you make your payment? In store, online, banks bill pay? Check the payments tab, you should see your payment pending. When your payment 'clears' the payment will be seen on your account summary section - your posting date should be the same day they received your payment.
For example, I scheduled a payment for Apr 6 through their website, it did not show up on my account summary but I could see it under the payments section as pending. Last night, I checked it again and the payment is now on the account summary section dated Apr 6.

When I say 'clears' they take up 2-3 days for processing- not necessarily your check clearing your bank.

Hope I don't confuse you.
Frequent Contributor
Posts: 290
Registered: ‎11-10-2010
0

Re: Walmart balance frustrations

would paying cash in store be quicker?
Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
0

Re: Walmart balance frustrations

No, it still will take 2-3 days to process but your payment will post the day you made it. I had this issue with JCP on my first payment- I noticed the receipt indicated payments will take 2-3 days to post. I did call and confirmed that paying in the store or online didn't change the 2-3 processing period but that the any net will post correctly.
Senior Contributor
Posts: 3,528
Registered: ‎01-19-2009
0

Re: Walmart balance frustrations

Another thing to be careful of is when paying from walmart/ge site, ity like to default your payment date to your due date and if you do not catch that, it will hold til your due date before making the payment/withdraw

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.