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Established Contributor
BootStraps
Posts: 611
Registered: ‎01-07-2013
0

Re: Walmart card?


TRC2k13 wrote:

baller4life wrote:
Yep! Go for it!! Card has huge growth potential plus free monthly TU Fico!

Yes it does... had mine for 5 months... PIF and am waiting for auto CLI and/or a Discover upgrade.

 

 


TRC-I have found that I have gotten larger CLI's on this card by calling the backdoor number when the cli is due. You may want to give them a call. (It's a soft pull so even if they say no you lose nothing.)


Starting Score: All Under 590 (8/2011)
Current Score: Ex: 691 Eq: 710 Tu: 716
Goal Score: Ex: 725 Eq: 725 Tu: 725

Take the myFICO Fitness Challenge
Back in the Garden 10/2/2014 :smileyhappy:
New Contributor
Mellykca
Posts: 55
Registered: ‎12-28-2013
0

Re: Walmart card?

Thanks for all the input! I think I am going to pull the trigger but... My WF card is currently reporting a 500 limit, should I wait til it is reporting 600 (I just recently upped it) or does it not really matter? 

Epic Contributor
Creditaddict
Posts: 22,067
Registered: ‎10-23-2007
0

Re: Walmart card?


Mellykca wrote:

Thanks for all the input! I think I am going to pull the trigger but... My WF card is currently reporting a 500 limit, should I wait til it is reporting 600 (I just recently upped it) or does it not really matter? 


not going to matter.

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
New Contributor
Mellykca
Posts: 55
Registered: ‎12-28-2013
0

Re: Walmart card?

Ugh..... 

 

Thank you for your interest in a Walmart Credit Card.

You will receive a decision by mail in the next 7–10 days. Please make a note of your application's reference number for your records

Epic Contributor
Creditaddict
Posts: 22,067
Registered: ‎10-23-2007
0

Re: Walmart card?


Mellykca wrote:

Ugh..... 

 

Thank you for your interest in a Walmart Credit Card.

You will receive a decision by mail in the next 7–10 days. Please make a note of your application's reference number for your records


hmm :/

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
New Contributor
Mellykca
Posts: 55
Registered: ‎12-28-2013
0

Re: Walmart card?

Do I have to wait for the letter or is there a number I can call? 

Epic Contributor
Creditaddict
Posts: 22,067
Registered: ‎10-23-2007
0

Re: Walmart card?


Mellykca wrote:

Do I have to wait for the letter or is there a number I can call? 


 877-379-8173

 

they can tell you if it was denied or if they need security verifcation

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
New Contributor
Mellykca
Posts: 55
Registered: ‎12-28-2013
0

Re: Walmart card?

Just called.... Denied. :smileysad:

Valued Contributor
notfancy
Posts: 3,679
Registered: ‎11-23-2013
0

Re: Walmart card?


Mellykca wrote:

Just called.... Denied. :smileysad:


:smileyfrustrated: Did they say why?

625 EQ FICO Current Score: 660 DCU EQ FICO/ 645 Scorewatch EQ FICO , EX FICO 664, TU FICO 737 (08/2014)
Goal Score: 700   Seedling again as of 07/29/14
Epic Contributor
Creditaddict
Posts: 22,067
Registered: ‎10-23-2007
0

Re: Walmart card?


notfancy wrote:

Mellykca wrote:

Just called.... Denied. :smileysad:


:smileyfrustrated: Did they say why?


The big down side to GE, no computer denial overturns and they won't tell you anything really.

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:

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