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Walmart charging a LATE FEE?

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TimeLBK
Regular Contributor

Walmart charging a LATE FEE?

I had a Walmart payment due yesterday on the 21st and paid it online. Well, this morning, I look on their site and it shows this...

11/21/2014  11/21/2014  LATE FEE $25.00

11/21/2014  PENDING PAYMENT - THANK YOU GA ATLANTA ***$33.00CR

 

This ticks me off, since I have NO late payment period with anybody. Payment due date probably means they will charge you if payment is not received BEFORE that date.

 

 

Smiley Mad

Dad's Info: FICO 8 Experian: 627, Credit Karma-Transunion 651; Equifax 656
Capital One QS: $376/$500
Discover IT: $111/$1,250
HSN: $509/$2,000
US Bank: $386/$500
Message 1 of 16
15 REPLIES 15
Skye12329
Valued Contributor

Re: Walmart charging a LATE FEE?

You should argue that. Like its clearly pending on your account. Just hasnt posted, I would argue saying you made the payment on time.
BK7 - 2/21
Cap1 QS - 2k (4/21)
Mission Lane - 4k (11/21)
Venmo - 900 (11/21)
SavorOne - 2500 (12/21)
VentureOne - 2000 (7/22)
Message 2 of 16
TimeLBK
Regular Contributor

Re: Walmart charging a LATE FEE?

I just sent them a message. Apparently their chat is not open right now.

Dad's Info: FICO 8 Experian: 627, Credit Karma-Transunion 651; Equifax 656
Capital One QS: $376/$500
Discover IT: $111/$1,250
HSN: $509/$2,000
US Bank: $386/$500
Message 3 of 16
ojefferyo
Valued Contributor

Re: Walmart charging a LATE FEE?

In their terms and condition I'm sure it states that to make sure to allow adequate time for payments to post. Give them a call and see what they can do.

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Message 4 of 16
ncogngro
Valued Member

Re: Walmart charging a LATE FEE?

This is what usually happens.  If you make your on the due date, it will post the late fee because your payment is still pending.  However, once the payment posts, the late fee will disappear.  If it doesn't, which it should, call them.

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Message 5 of 16
coldnmn
Mega Contributor

Re: Walmart charging a LATE FEE?


@ncogngro wrote:

This is what usually happens.  If you make your on the due date, it will post the late fee because your payment is still pending.  However, once the payment posts, the late fee will disappear.  If it doesn't, which it should, call them.


+1 PayPal does the same thing and then corrects itself.

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Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 6 of 16
Anonymous
Not applicable

Re: Walmart charging a LATE FEE?

You will be fine. My Toys R Us card had a late fee for paying on the due date and was gone this morning. I had paid on Thursday.

Message 7 of 16
Dustink
Valued Contributor

Re: Walmart charging a LATE FEE?


@TimeLBK wrote:

I had a Walmart payment due yesterday on the 21st and paid it online. Well, this morning, I look on their site and it shows this...

11/21/2014  11/21/2014  LATE FEE $25.00

11/21/2014  PENDING PAYMENT - THANK YOU GA ATLANTA ***$33.00CR

 

This ticks me off, since I have NO late payment period with anybody. Payment due date probably means they will charge you if payment is not received BEFORE that date.

 

 

Smiley Mad


Not a good sign making a minimum payment the day it is due. Looks like you need to work out a budget and get your spending in check. As do I Smiley Happy

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 8 of 16
TimeLBK
Regular Contributor

Re: Walmart charging a LATE FEE?


@Dustink wrote:

Not a good sign making a minimum payment the day it is due. Looks like you need to work out a budget and get your spending in check. As do I Smiley Happy


This is one rare time that I did pay on the due date. I've always paid, at least, a week before.

Dad's Info: FICO 8 Experian: 627, Credit Karma-Transunion 651; Equifax 656
Capital One QS: $376/$500
Discover IT: $111/$1,250
HSN: $509/$2,000
US Bank: $386/$500
Message 9 of 16
Dustink
Valued Contributor

Re: Walmart charging a LATE FEE?


@TimeLBK wrote:



This is one rare time that I did pay on the due date. I've always paid, at least, a week before.


Do what you can to PIF. You have lots of new accounts. They will grow quicker and you will save on interest if you PIF.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 10 of 16
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