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Walmart financing

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Skye12329
Valued Contributor

Walmart financing

So DH has the Walmart card. I understand this card offers promo financing if X is spent. Does the financing offer pop up or is offered when shopping at Sam's club also? Or only Walmart.
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Message 1 of 10
9 REPLIES 9
pt145
Valued Member

Re: Walmart financing

My only experience with the Walmart financing promotion's are in store. Usually the cash register's or customer service desk has the promo flyer's with the info and promo instructions. I've also seen them on my statements but they say for instore use only. Amazon also runs the same promo's and it's automatic in my experience. 

Entered Garden 6/3/2014, Staying until Jun 2016. Score 797 via Discover
Chase Freedom 0/$3000, Amex BC 0/$5000, Wells Fargo 0/$2400, Amazon 0/$5000, Discover IT 150/$4800, Walmart Mastercard $0/$5000, Barclay NFL AZ Cardinals 0/$5000
Message 2 of 10
Anonymous
Not applicable

Re: Walmart financing

When I bought my tires from Walmart, I brought the promo flyer to the cashier, but for whatever reason he didn't scan it. I asked him why and he said that the promo will go on automatically (which I knew wasn't true). Once the tires posted to my account I chatted online with a CSR and they immediately added on the promo. So yes, find the flyer in store and if that doesn't work call or chat with CSR, either way they will work with you.
Message 3 of 10
Anonymous
Not applicable

Re: Walmart financing

You could always stop by CS desk and ask questions. Or make sure the cashier scans the promo for you. I have the Walmart MC, but I have never used the financing promo. When it's time to replace our tires, I will definitely be using it. I forgot all about it until I saw your post.
Message 4 of 10
MissMoni223
Senior Contributor

Re: Walmart financing

I used the promo in-store for tires. I usually get an email from Walmart Card Services with the promo code, but flyers are also available in store. The cashier must scan the code when ringing up the purchase. The current promo offer expires December 31, 2015.

 

The spending categories for the 0% financing are as follows:

6 months: $150-$298.99

12 months: $299-$428.99

18 months: $429-$598.99

24 months: $599 or more

 

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 5 of 10
SunriseEarth
Moderator Emeritus

Re: Walmart financing


@beautifulblaquepearl wrote:
You could always stop by CS desk and ask questions. Or make sure the cashier scans the promo for you. I have the Walmart MC, but I have never used the financing promo. When it's time to replace our tires, I will definitely be using it. I forgot all about it until I saw your post.

That's actually a good reason for me to keep the Wally card...I hadn't even thought about using it for tires, but that does makes sense.   I won't need tires for a while, however, since my car only has 15K miles on it.   



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
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Message 6 of 10
Anonymous
Not applicable

Re: Walmart financing

I usually get emails a few times a year (usually around the holidays) for special financing. It says to print it out and use in store only and will have specific dates that it's valid for. I'm not sure if they have them all the time in the store or not.

Message 7 of 10
TRC_WA
Senior Contributor

Re: Walmart financing


@SunriseEarth wrote:

@beautifulblaquepearl wrote:
You could always stop by CS desk and ask questions. Or make sure the cashier scans the promo for you. I have the Walmart MC, but I have never used the financing promo. When it's time to replace our tires, I will definitely be using it. I forgot all about it until I saw your post.

That's actually a good reason for me to keep the Wally card...I hadn't even thought about using it for tires, but that does makes sense.   I won't need tires for a while, however, since my car only has 15K miles on it.   


I got the Wally card in mid 2013 with a $600 SL and got a $100 and $150 auto CLI  (LOLOLOLOL) over the next 6 months or so... and closed the card late 2014. 

 

I didn't shop there and Synchrony hates me because apparently my Ch 13 from 6+ years ago that didn't include them is bad enough to warrant joke CLIs or none at all.  

 

But then they gave me a $2500 Sams MC in March.  I actually do shop at Sam's so it's good... and still no luck with CLIs although I'm expecting that to change soon due to the fact my Ch 13 derogs are about to fall off my reports.

 

Synchrony either loves you or hates you...  Smiley Wink

 

FICO8 current as of : 4-17-24 EQ: 724 TU: 707 EX: 706
Hard INQs last 12 months: EQ: 5 | TU: 8 | EX: 9
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 27% --- AAoA: 5.5 years --- Income: $200k
Last app: 4-6-24
Message 8 of 10
UncleB
Credit Mentor

Re: Walmart financing


@TRC_WA wrote:

@SunriseEarth wrote:

@beautifulblaquepearl wrote:
You could always stop by CS desk and ask questions. Or make sure the cashier scans the promo for you. I have the Walmart MC, but I have never used the financing promo. When it's time to replace our tires, I will definitely be using it. I forgot all about it until I saw your post.

That's actually a good reason for me to keep the Wally card...I hadn't even thought about using it for tires, but that does makes sense.   I won't need tires for a while, however, since my car only has 15K miles on it.   


I got the Wally card in mid 2013 with a $600 SL and got a $100 and $150 auto CLI  (LOLOLOLOL) over the next 6 months or so... and closed the card late 2014. 

 

I didn't shop there and Synchrony hates me because apparently my Ch 13 from 6+ years ago that didn't include them is bad enough to warrant joke CLIs or none at all.  

 

But then they gave me a $2500 Sams MC in March.  I actually do shop at Sam's so it's good... and still no luck with CLIs although I'm expecting that to change soon due to the fact my Ch 13 derogs are about to fall off my reports.

 

Synchrony either loves you or hates you...  Smiley Wink

 


Will they do the promotional financing at Wal-Mart on the Sam's MasterCard/Credit?

Message 9 of 10
TRC_WA
Senior Contributor

Re: Walmart financing


@UncleB wrote:

@TRC_WA wrote:

@SunriseEarth wrote:

@beautifulblaquepearl wrote:
You could always stop by CS desk and ask questions. Or make sure the cashier scans the promo for you. I have the Walmart MC, but I have never used the financing promo. When it's time to replace our tires, I will definitely be using it. I forgot all about it until I saw your post.

That's actually a good reason for me to keep the Wally card...I hadn't even thought about using it for tires, but that does makes sense.   I won't need tires for a while, however, since my car only has 15K miles on it.   


I got the Wally card in mid 2013 with a $600 SL and got a $100 and $150 auto CLI  (LOLOLOLOL) over the next 6 months or so... and closed the card late 2014. 

 

I didn't shop there and Synchrony hates me because apparently my Ch 13 from 6+ years ago that didn't include them is bad enough to warrant joke CLIs or none at all.  

 

But then they gave me a $2500 Sams MC in March.  I actually do shop at Sam's so it's good... and still no luck with CLIs although I'm expecting that to change soon due to the fact my Ch 13 derogs are about to fall off my reports.

 

Synchrony either loves you or hates you...  Smiley Wink

 


Will they do the promotional financing at Wal-Mart on the Sam's MasterCard/Credit?


No idea.  I don't shop at Walmart.  Smiley Wink

FICO8 current as of : 4-17-24 EQ: 724 TU: 707 EX: 706
Hard INQs last 12 months: EQ: 5 | TU: 8 | EX: 9
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 27% --- AAoA: 5.5 years --- Income: $200k
Last app: 4-6-24
Message 10 of 10
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