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So because I didn't know that if I paid the bill at the store it would process right then and there, (according to the CSR when I called) though I have paid my bill and it "posted" on the 14th, bc it is a new account for the first 6 mths they hold payments made online or over the phone for 7-14 days. I won't be able to use the card again for much of anything until the 22nd. I was like, well thanks for that, if it isn't ready to go by then I guess I wont be doing any Black Friday or Christmas shopping at WallyWorld!!!
Grrr
Really? 7 to 14 days is a long time for a payment to post i would check my account everyday.this does not sound accurate. I am sorry to hear this
Yeah,, they hold it back for what seems like forever!
a litlte late now but if you pay it through online banking i dont believe they hold it.
ive only had the card for 4 months and they havent held a payment yet.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
thats weird I guess I never paid attention to that before
I paid it online at their site, and it took about 3 days of it showing "Pending" then it posted as the 14th, the day I paid it, but they show it no longer pending on the 16th. I called to see why i stil only had x amount avail and thats when the lady gave me info above.
SO not a happy girl right now.
@S7 wrote:So because I didn't know that if I paid the bill at the store it would process right then and there, (according to the CSR when I called) though I have paid my bill and it "posted" on the 14th, bc it is a new account for the first 6 mths they hold payments made online or over the phone for 7-14 days. I won't be able to use the card again for much of anything until the 22nd. I was like, well thanks for that, if it isn't ready to go by then I guess I wont be doing any Black Friday or Christmas shopping at WallyWorld!!!
Grrr
That is so weird. I keep hearing this about GE but I always have it available the next day after payment. I have had the walmart discover only a couple of months and both payments I have made did not get held. I have had their Amazon store card about 18 months though. Maybe the system takes that into consideration?
@S7 wrote:So because I didn't know that if I paid the bill at the store it would process right then and there, (according to the CSR when I called) though I have paid my bill and it "posted" on the 14th, bc it is a new account for the first 6 mths they hold payments made online or over the phone for 7-14 days. I won't be able to use the card again for much of anything until the 22nd. I was like, well thanks for that, if it isn't ready to go by then I guess I wont be doing any Black Friday or Christmas shopping at WallyWorld!!!
Grrr
All I can do is SMH!!!
@calihlove75 wrote:
@S7 wrote:So because I didn't know that if I paid the bill at the store it would process right then and there, (according to the CSR when I called) though I have paid my bill and it "posted" on the 14th, bc it is a new account for the first 6 mths they hold payments made online or over the phone for 7-14 days. I won't be able to use the card again for much of anything until the 22nd. I was like, well thanks for that, if it isn't ready to go by then I guess I wont be doing any Black Friday or Christmas shopping at WallyWorld!!!
Grrr
That is so weird. I keep hearing this about GE but I always have it available the next day after payment. I have had the walmart discover only a couple of months and both payments I have made did not get held. I have had their Amazon store card about 18 months though. Maybe the system takes that into consideration?
walmart and ae are my fist ge cards.
i send an electronic payment through my bank and they show up same day with aval credit.
opened both cards in july.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
That sucks. Hell, Cap1 doesn't even hold this long. I would keep calling them. Maybe you can ask them to do a 3-way call with your bank so they can verify the funds have cleared? You have a few days.