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Established Contributor
S7
Posts: 568
Registered: ‎08-24-2012
0

Walmart payment posted, but $ wont release until 22nd

So because I didn't know that if I paid the bill at the store it would process right then and there, (according to the CSR when I called) though I have paid my bill and it "posted" on the 14th, bc it is a new account for the first 6 mths they hold payments made online or over the phone for 7-14 days. I won't be able to use the card again for much of anything until the 22nd. I was like, well thanks for that, if it isn't ready to go by then I guess I wont be doing any Black Friday or Christmas shopping at WallyWorld!!! 

 

Grrr

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Frequent Contributor
wallyworld123
Posts: 455
Registered: ‎01-04-2012
0

Re: Walmart payment posted, but $ wont release until 22nd

Really? 7 to 14 days is a long time for a payment to post i would check my account everyday.this does not sound accurate. I am sorry to hear this

Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: Walmart payment posted, but $ wont release until 22nd

Yeah,, they hold it back for what seems like forever!


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Valued Contributor
creditnocash
Posts: 2,236
Registered: ‎07-23-2012
0

Re: Walmart payment posted, but $ wont release until 22nd

a litlte late now but if you pay it through online banking i dont believe they hold it. 

ive only had the card for 4 months and they havent held a payment yet.

Current: Discover Fico 689 8/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/05/2014


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Valued Contributor
beb86
Posts: 1,117
Registered: ‎10-31-2011
0

Re: Walmart payment posted, but $ wont release until 22nd

thats weird I guess I never paid attention to that before

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Established Contributor
S7
Posts: 568
Registered: ‎08-24-2012
0

Re: Walmart payment posted, but $ wont release until 22nd

I paid it online at their site, and it took about 3 days of it showing "Pending" then it posted as the 14th, the day I paid it, but they show it no longer pending on the 16th. I called to see why i stil only had x amount avail and thats when the lady gave me info above.

 

SO not a happy girl right now.  :smileysad:

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Established Contributor
calihlove75
Posts: 787
Registered: ‎05-16-2012
0

Re: Walmart payment posted, but $ wont release until 22nd


S7 wrote:

So because I didn't know that if I paid the bill at the store it would process right then and there, (according to the CSR when I called) though I have paid my bill and it "posted" on the 14th, bc it is a new account for the first 6 mths they hold payments made online or over the phone for 7-14 days. I won't be able to use the card again for much of anything until the 22nd. I was like, well thanks for that, if it isn't ready to go by then I guess I wont be doing any Black Friday or Christmas shopping at WallyWorld!!! 

 

Grrr


That is so weird. I keep hearing this about GE but I always have it available the next day after payment. I have had the walmart discover only a couple of months and both payments I have made did not get held. I have had their Amazon store card about 18 months though. Maybe the system takes that into consideration?


100% Ficos: EX 762, TU 767, EQ 754 Inquiries last 1 year/6 months: EX-0/0, TU- 0/0, EQ-2/1~ last credit card app 6/24/13- New car loan 3/8/2014
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Established Contributor
LesWH
Posts: 608
Registered: ‎10-11-2012
0

Re: Walmart payment posted, but $ wont release until 22nd


S7 wrote:

So because I didn't know that if I paid the bill at the store it would process right then and there, (according to the CSR when I called) though I have paid my bill and it "posted" on the 14th, bc it is a new account for the first 6 mths they hold payments made online or over the phone for 7-14 days. I won't be able to use the card again for much of anything until the 22nd. I was like, well thanks for that, if it isn't ready to go by then I guess I wont be doing any Black Friday or Christmas shopping at WallyWorld!!! 

 

Grrr


All I can do is SMH!!!

 


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Valued Contributor
creditnocash
Posts: 2,236
Registered: ‎07-23-2012
0

Re: Walmart payment posted, but $ wont release until 22nd


calihlove75 wrote:

S7 wrote:

So because I didn't know that if I paid the bill at the store it would process right then and there, (according to the CSR when I called) though I have paid my bill and it "posted" on the 14th, bc it is a new account for the first 6 mths they hold payments made online or over the phone for 7-14 days. I won't be able to use the card again for much of anything until the 22nd. I was like, well thanks for that, if it isn't ready to go by then I guess I wont be doing any Black Friday or Christmas shopping at WallyWorld!!! 

 

Grrr


That is so weird. I keep hearing this about GE but I always have it available the next day after payment. I have had the walmart discover only a couple of months and both payments I have made did not get held. I have had their Amazon store card about 18 months though. Maybe the system takes that into consideration?


walmart and ae are my fist ge cards. 

i send an electronic payment through my bank and they show up same day with aval credit. 

opened both cards in july. 

Current: Discover Fico 689 8/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/05/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Valued Contributor
madmann26
Posts: 1,432
Registered: ‎08-30-2012
0

Re: Walmart payment posted, but $ wont release until 22nd

That sucks. Hell, Cap1 doesn't even hold this long. I would keep calling them. Maybe you can ask them to do a 3-way call with your bank so they can verify the funds have cleared? You have a few days.


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