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Walmart payment posted, but $ wont release until 22nd

Established Contributor

Walmart payment posted, but $ wont release until 22nd

So because I didn't know that if I paid the bill at the store it would process right then and there, (according to the CSR when I called) though I have paid my bill and it "posted" on the 14th, bc it is a new account for the first 6 mths they hold payments made online or over the phone for 7-14 days. I won't be able to use the card again for much of anything until the 22nd. I was like, well thanks for that, if it isn't ready to go by then I guess I wont be doing any Black Friday or Christmas shopping at WallyWorld!!! 

 

Grrr

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Message 1 of 22
21 REPLIES
Frequent Contributor

Re: Walmart payment posted, but $ wont release until 22nd

Really? 7 to 14 days is a long time for a payment to post i would check my account everyday.this does not sound accurate. I am sorry to hear this

Message 2 of 22
Moderator Emeritus

Re: Walmart payment posted, but $ wont release until 22nd

Yeah,, they hold it back for what seems like forever!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 3 of 22
Valued Contributor

Re: Walmart payment posted, but $ wont release until 22nd

a litlte late now but if you pay it through online banking i dont believe they hold it. 

ive only had the card for 4 months and they havent held a payment yet.

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 4 of 22
Valued Contributor

Re: Walmart payment posted, but $ wont release until 22nd

thats weird I guess I never paid attention to that before

ccpics2.jpg
Message 5 of 22
Established Contributor

Re: Walmart payment posted, but $ wont release until 22nd

I paid it online at their site, and it took about 3 days of it showing "Pending" then it posted as the 14th, the day I paid it, but they show it no longer pending on the 16th. I called to see why i stil only had x amount avail and thats when the lady gave me info above.

 

SO not a happy girl right now.  Smiley Sad

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Message 6 of 22
Established Contributor

Re: Walmart payment posted, but $ wont release until 22nd


S7 wrote:

So because I didn't know that if I paid the bill at the store it would process right then and there, (according to the CSR when I called) though I have paid my bill and it "posted" on the 14th, bc it is a new account for the first 6 mths they hold payments made online or over the phone for 7-14 days. I won't be able to use the card again for much of anything until the 22nd. I was like, well thanks for that, if it isn't ready to go by then I guess I wont be doing any Black Friday or Christmas shopping at WallyWorld!!! 

 

Grrr


That is so weird. I keep hearing this about GE but I always have it available the next day after payment. I have had the walmart discover only a couple of months and both payments I have made did not get held. I have had their Amazon store card about 18 months though. Maybe the system takes that into consideration?

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 7 of 22
Established Contributor

Re: Walmart payment posted, but $ wont release until 22nd


S7 wrote:

So because I didn't know that if I paid the bill at the store it would process right then and there, (according to the CSR when I called) though I have paid my bill and it "posted" on the 14th, bc it is a new account for the first 6 mths they hold payments made online or over the phone for 7-14 days. I won't be able to use the card again for much of anything until the 22nd. I was like, well thanks for that, if it isn't ready to go by then I guess I wont be doing any Black Friday or Christmas shopping at WallyWorld!!! 

 

Grrr


All I can do is SMH!!!

 


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Message 8 of 22
Valued Contributor

Re: Walmart payment posted, but $ wont release until 22nd


calihlove75 wrote:

S7 wrote:

So because I didn't know that if I paid the bill at the store it would process right then and there, (according to the CSR when I called) though I have paid my bill and it "posted" on the 14th, bc it is a new account for the first 6 mths they hold payments made online or over the phone for 7-14 days. I won't be able to use the card again for much of anything until the 22nd. I was like, well thanks for that, if it isn't ready to go by then I guess I wont be doing any Black Friday or Christmas shopping at WallyWorld!!! 

 

Grrr


That is so weird. I keep hearing this about GE but I always have it available the next day after payment. I have had the walmart discover only a couple of months and both payments I have made did not get held. I have had their Amazon store card about 18 months though. Maybe the system takes that into consideration?


walmart and ae are my fist ge cards. 

i send an electronic payment through my bank and they show up same day with aval credit. 

opened both cards in july. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 9 of 22
Valued Contributor

Re: Walmart payment posted, but $ wont release until 22nd

That sucks. Hell, Cap1 doesn't even hold this long. I would keep calling them. Maybe you can ask them to do a 3-way call with your bank so they can verify the funds have cleared? You have a few days.

Scores: about 700 across the board
Total CL: $275k
Message 10 of 22