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Walmart "Type" Question

Valued Contributor

Re: Walmart "Type" Question


SportBike4Life wrote:

If the card is a store version, it won't negatively impact your credit score. However, it will not give you as much a boost as a credit card from a prime lender.


Store card and regular credit card are in the same category as far as FICO calculation. FICO does not weigh store card differently. It might weighs differently if you are subjected to manual review.

Message 11 of 13
New Contributor

Re: Walmart "Type" Question


Jutz wrote:

Send them a secure message online to ensure you're enrolled, the program goes away as of tomorrow i think.  That's awesome!  Earn some points!


Thank you for contacting Chase.

I confirm that currently your Freedom
account is not
enrolled in Exclusives 10 & 10 program.

However,
please be informed that existing Chase Freedom
Customers with an open Chase
checking account will be
automatically upgraded to the Chase Freedom
Exclusives 10
& 10 program within approximately 1-3 statement
cycles.

Once your account is upgraded to Freedom exclusives you
will
earn extra bonus on all spending that includes 1
point for every $10 of net
purchases and an additional 10
points for each individual net
purchase.

For example, if you made a $200 purchase anywhere, you

would earn 200 points + 20 points + 10 points = 230
points.

If
you have any further questions, please reply using the
Secure Message
Center.

Thank you,

Pradeep Poojari
Customer Service
Specialist

1-800-436-7927

Account is owned by Chase Bank USA, N.A.
and may be
serviced by its affiliates.

 

 

Does this interpret to you that I am NOT right now, but will be after a few cycles?!

09/2013: TU FICO 692, EQ FICO 698, EX PLUS 709. No apps until December 2014!
Freedom: $1500 Cap1 Plat: $2000 Cap1 Cash: $1500 Barclays: $4000 Walmart: $2700 GE Luxury: $4800 Jared: $1500 Davids Bridal: $1500
Message 12 of 13
Highlighted
Valued Contributor

Re: Walmart "Type" Question

Yep, that's the same message others have gotten. Congrats!

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Message 13 of 13