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Valued Contributor
trumpet-205
Posts: 1,909
Registered: ‎11-11-2010

Re: Walmart "Type" Question


SportBike4Life wrote:

If the card is a store version, it won't negatively impact your credit score. However, it will not give you as much a boost as a credit card from a prime lender.


Store card and regular credit card are in the same category as far as FICO calculation. FICO does not weigh store card differently. It might weighs differently if you are subjected to manual review.

In My Wallet:
Citi Forward (12/2010) | Citi TY Preferred (05/2011) | BofA Travel Rewards (07/2011) | Chase Freedom (11/2011)
GECRB/PayPal (05/2012) | Discover it (07/2012) | US Bank Cash Reward (08/2012) | AMEX BCE (09/2012)
Target (10/2012) | Chase Ink Classic (11/2012) | BofA Balance Rewards (04/2013)
New Contributor
heathuhhhhwebbbb
Posts: 153
Registered: ‎10-18-2012

Re: Walmart "Type" Question


Jutz wrote:

Send them a secure message online to ensure you're enrolled, the program goes away as of tomorrow i think.  That's awesome!  Earn some points!


Thank you for contacting Chase.

I confirm that currently your Freedom
account is not
enrolled in Exclusives 10 & 10 program.

However,
please be informed that existing Chase Freedom
Customers with an open Chase
checking account will be
automatically upgraded to the Chase Freedom
Exclusives 10
& 10 program within approximately 1-3 statement
cycles.

Once your account is upgraded to Freedom exclusives you
will
earn extra bonus on all spending that includes 1
point for every $10 of net
purchases and an additional 10
points for each individual net
purchase.

For example, if you made a $200 purchase anywhere, you

would earn 200 points + 20 points + 10 points = 230
points.

If
you have any further questions, please reply using the
Secure Message
Center.

Thank you,

Pradeep Poojari
Customer Service
Specialist

1-800-436-7927

Account is owned by Chase Bank USA, N.A.
and may be
serviced by its affiliates.

 

 

Does this interpret to you that I am NOT right now, but will be after a few cycles?!

Chase Freedom, Capital One Plat., Capital One Cash Rewards, Barclays Mastercard, Davids Bridal, Jared, GE Luxury, Wells Fargo Plat.

11/10/2012: TU FICO 683, EQ FICO 616, EX PLUS 692. No apps until May 2013!
Valued Contributor
Jutz
Posts: 1,142
Registered: ‎05-10-2012

Re: Walmart "Type" Question

Yep, that's the same message others have gotten. Congrats!

Current: EQ FICO 664, TU FICO 683, EX FICO 698 | Starting Score: 525 (05/2012)

Starting total revolving credit: $1100 | Current total revolving credit: $7000

Inquiries (12 Months): EQ 3 TU 2 EX 2 | Most Recent: 1/8/2013


2013 Goals:
New Car
700 Club
AMEX Member

AMEX Gold NPSL
DCU Visa $2000
Cap1 Cash Rewards $2000
BOA Platinum $600
WalMart $800

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