Re: Walmart scores are up!

lithium78 · ‎07-30-2011

No change on mine. Still 713. That makes sense. I haven't really done anything with my credit for the past month other than use and repayment to 0. Still, 713 is pretty good for such a strict score as TU08.

Starting Score: TU: 566
Current Score: TU: 714 (Walmart FICO); EQ: 747 (MyFico) EX: 695 (MyFico)
Goal Score: 800
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Repo-ed · ‎02-09-2012

+9 and that much closer to 700 WITH an unpaid repo on file.

Starting Score: TU:650 - EQ: 672
Current Score: TU: 706 - EQ: 680 - EX: 699
Goal Score: 700
Take the myFICO Fitness Challenge

Sha80 · ‎10-23-2012

670 to 677

Starting Score: EQ: 605 (10/21/2012) Trans/Walmart: 641(10/26/2012)
Current Score: EQ: 678 (4/9/13) Trans/Walmart: 693 (5/13/13) EX: 648 (4/10/13) Lender pull

youngandcreditwrthy · ‎08-16-2012

Dang! I went down three points! 691 -688... Also almost maxed out my Trav Amex haha which I'm about to pay $6000 on- so not bad...

TU is my only report with an old fraud paid co from 08. My Exp was 734 last I checked.

jcstarkey8826 · ‎06-01-2012

down 2 points, havent been needing to pay ahead of statement date, so Im showing some heavy util. will be paying ahead in february so we'll see how much that helps!

In my wallet: GCU Patinum Visa 1500 CL, Charter One Platinum Rewards 500 CL, Chase Freedom 800 CL, Wal Mart Store Card 1800 CL, Kay Jewelers 3000 CL

GangnamFICO · ‎11-28-2012

To: CopperHD

Good for you buddy! That happened to me last month, I'm still doing the happy dance and my score is still going up. Welcome to the other side, you're free.

Walmart TU Score 740
Chase Freedom($5000); CitiThankYou Preferred($5000); GEWM Discover($3500); Walmart Store($1300); AMEX Gold; AMEX BCE($6000); GE Discount Tire($1500); Mor Furniture ($4700);Cap1($750)

GangnamFICO · ‎11-28-2012

This feels soo good!

Walmart TU Score 740
Chase Freedom($5000); CitiThankYou Preferred($5000); GEWM Discover($3500); Walmart Store($1300); AMEX Gold; AMEX BCE($6000); GE Discount Tire($1500); Mor Furniture ($4700);Cap1($750)

racer-x · ‎09-16-2012

+11 to 652. Just got a letter from Paypal explaining why I didn't get their best rate on their Paypal Extras MC that I was instantly approved for on Sunday for $1000, and my TU that they pulled was 676.

So who's the most accurate? Everybody says Walmart is the most accurate model, but that's a 24pt difference between a creditor pull by Paypal and what Wallyworld shows.

Starting Score 9/12: EQ 645 TU 641 EX 651
Current Score5/13: myFico EQ 693 Walmart TU 696 EX/Direct.com 716
Goal Score: 750
US Bank PLOC-$15K, CapOne/HSBC Visa-$15k, US Bank Visa- $10k, DCU Visa-$10k, USAA Visa-$6k, CapOne Visa-$5k, Walmart -$4k,GECU-$3500, Discover IT-$1875, Lowes-$1650, , BoA Visa-$1500, Paypal Xtras MC-$1500, US Bank RLOC-$750

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john398 · ‎01-19-2009

+6 points which is not too bad

ds3 · ‎10-02-2012

+17 to 630. Amazing how quickly you can turn it around once you get serious about fixing your credit. A year ago, I was below 450.

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