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Walmart scores are up!

Established Contributor

Re: Walmart scores are up!

No change on mine.  Still 713.  That makes sense.  I haven't really done anything with my credit for the past month other than use and repayment to 0.  Still, 713 is pretty good for such a strict score as TU08.


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

Take the FICO Fitness Challenge
Message 41 of 76
Valued Contributor

Re: Walmart scores are up!

+9 and that much closer to 700 WITH an unpaid repo on file.

ficoChart.jpg

5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 42 of 76
New Contributor

Re: Walmart scores are up!

670 to 677

Starting Score: EQ: 605 (10/21/2012) Trans/Walmart: 641(10/26/2012)
Current Score: EQ: 678 (4/9/13) Trans/Walmart: 693 (5/13/13) EX: 648 (4/10/13) Lender pull

Message 43 of 76
Senior Contributor

Re: Walmart scores are up!

Dang! I went down three points! 691 -688... Also almost maxed out my Trav Amex haha which I'm about to pay $6000 on- so not bad...

TU is my only report with an old fraud paid co from 08. My Exp was 734 last I checked.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 44 of 76
Established Contributor

Re: Walmart scores are up!

down 2 points, havent been needing to pay ahead of statement date, so Im showing some heavy util. will be paying ahead in february so we'll see how much that helps!

In my wallet: Discover it 6800 CL, Capital One Quicksilver Sig 5k CL, Chase Freedom 4k CL, GCU Patinum Visa 1500 CL
Message 45 of 76
Valued Member

Re: a

To: CopperHD

 

Good for you buddy!  That happened to me last month, I'm still doing the happy dance and my score is still going up.  Welcome to the other side, you're free.

Walmart TU Score 740
Chase Freedom($5000); CitiThankYou Preferred($5000); GEWM Discover($3500); Walmart Store($1300); AMEX Gold; AMEX BCE($6000); GE Discount Tire($1500); Mor Furniture ($4700);Cap1($750)
Message 46 of 76
Valued Member

Re: Walmart scores are up!

This feels soo good!

 

Walmart TU Score 740
Chase Freedom($5000); CitiThankYou Preferred($5000); GEWM Discover($3500); Walmart Store($1300); AMEX Gold; AMEX BCE($6000); GE Discount Tire($1500); Mor Furniture ($4700);Cap1($750)
Message 47 of 76
Valued Contributor

Re: Walmart scores are up!

+11 to 652.  Just got a letter from Paypal explaining why I didn't get their best rate on their Paypal Extras MC that I was instantly approved for on Sunday for $1000, and my TU that they pulled was 676.

 

So who's the most accurate?  Everybody says Walmart is the most accurate model, but that's a 24pt difference between a creditor pull by Paypal and what Wallyworld shows.

 

Message 48 of 76
Senior Contributor

Re: Walmart scores are up!

+6 points which is not too bad

Message 49 of 76
Regular Contributor

Re: Walmart scores are up!

+17 to 630. Amazing how quickly you can turn it around once you get serious about fixing your credit. A year ago, I was below 450.

Message 50 of 76