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Established Contributor
lithium78
Posts: 929
Registered: ‎07-30-2011

Re: Walmart scores are up!

No change on mine.  Still 713.  That makes sense.  I haven't really done anything with my credit for the past month other than use and repayment to 0.  Still, 713 is pretty good for such a strict score as TU08.


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

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Valued Contributor
Repo-ed
Posts: 2,953
Registered: ‎02-09-2012

Re: Walmart scores are up!

+9 and that much closer to 700 WITH an unpaid repo on file.

ficoChart.jpg

New Contributor
Sha80
Posts: 71
Registered: ‎10-23-2012

Re: Walmart scores are up!

670 to 677

Starting Score: EQ: 605 (10/21/2012) Trans/Walmart: 641(10/26/2012)
Current Score: EQ: 678 (4/9/13) Trans/Walmart: 693 (5/13/13) EX: 648 (4/10/13) Lender pull

Senior Contributor
youngandcreditwrthy
Posts: 6,154
Registered: ‎08-16-2012

Re: Walmart scores are up!

Dang! I went down three points! 691 -688... Also almost maxed out my Trav Amex haha which I'm about to pay $6000 on- so not bad...

TU is my only report with an old fraud paid co from 08. My Exp was 734 last I checked.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
jcstarkey8826
Posts: 704
Registered: ‎06-01-2012

Re: Walmart scores are up!

down 2 points, havent been needing to pay ahead of statement date, so Im showing some heavy util. will be paying ahead in february so we'll see how much that helps!

In my wallet: GCU Patinum Visa 1500 CL, Charter One Platinum Rewards 500 CL, Chase Freedom 800 CL, Wal Mart Discover Card 6300 CL, Kay Jewelers 3000 CL
Valued Member
GangnamFICO
Posts: 87
Registered: ‎11-28-2012

Re: a

[ Edited ]

To: CopperHD

 

Good for you buddy!  That happened to me last month, I'm still doing the happy dance and my score is still going up.  Welcome to the other side, you're free.

Walmart TU Score 740
Chase Freedom($5000); CitiThankYou Preferred($5000); GEWM Discover($3500); Walmart Store($1300); AMEX Gold; AMEX BCE($6000); GE Discount Tire($1500); Mor Furniture ($4700);Cap1($750)
Valued Member
GangnamFICO
Posts: 87
Registered: ‎11-28-2012

Re: Walmart scores are up!

This feels soo good!

 

Walmart TU Score 740
Chase Freedom($5000); CitiThankYou Preferred($5000); GEWM Discover($3500); Walmart Store($1300); AMEX Gold; AMEX BCE($6000); GE Discount Tire($1500); Mor Furniture ($4700);Cap1($750)
Frequent Contributor
racer-x
Posts: 376
Registered: ‎09-16-2012

Re: Walmart scores are up!

+11 to 652.  Just got a letter from Paypal explaining why I didn't get their best rate on their Paypal Extras MC that I was instantly approved for on Sunday for $1000, and my TU that they pulled was 676.

 

So who's the most accurate?  Everybody says Walmart is the most accurate model, but that's a 24pt difference between a creditor pull by Paypal and what Wallyworld shows.

 


Starting Score 9/12: EQ 645 TU 641 EX 651
Current Score5/13: myFico EQ 729 DicoverTU 710 myFico EX 734
Goal Score: 750

AMEX PRG,AMEX BCP-$15.1k,US Bank PLOC-$15K,CSP-$15k,Freedom-$6k,CapOneVisa-$15k,US Bank Visa-$10k, DCU Visa-$10k,Paypal MC-$15k,USAA MC-$12k,Lowes-$8600,CapOne Visa-$10k,Discover IT-$12.9K,BoA Visa-$10.1K Walmart -$4k,GECU Visa-$3500, US RLOC-$750

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Senior Contributor
john398
Posts: 3,513
Registered: ‎01-19-2009

Re: Walmart scores are up!

+6 points which is not too bad

New Contributor
ds3
Posts: 76
Registered: ‎10-02-2012

Re: Walmart scores are up!

[ Edited ]

+17 to 630. Amazing how quickly you can turn it around once you get serious about fixing your credit. A year ago, I was below 450.


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