Walmart store card best way to get cli

[Scottie2014]

I just received my walmart store card. I've been reading forums that every 4th statement a lot of people get cli. I wanted to know the best possible way to have the best chances. I have a $500 credit limit. Was planning on buying $50 worth and pay off each month is that good idea or would it be best to leave a few dollars on. Any help is appreciated. 

[coldnmn]

Welcome to the forum. Most have had the best luck by having a small balance report when statement cuts. After statement cuts to avoid interest pay off balance by due date. After 4 statements cut you can ask for a CLI.

[Scottie2014]

How do I know when the statement will cut. I got my card 2 weeks ago. Thanks for all your help!

[coldnmn]

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@Scottie2014 wrote:
How do I know when the statement will cut. I got my card 2 weeks ago. Thanks for all your help!

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Set up your online account it will show when it posts or you can call them. If you set up paperless statements online you will get a free TU credit score each month also.

[SunriseEarth]

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@Scottie2014 wrote:

I just received my walmart store card. I've been reading forums that every 4th statement a lot of people get cli. I wanted to know the best possible way to have the best chances. I have a $500 credit limit. Was planning on buying $50 worth and pay off each month is that good idea or would it be best to leave a few dollars on. Any help is appreciated. 

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Heavy use + posted balances = success with GE CLIs.

And yes, you can (and should) keep the balance that posts low. 

[TrulyyBlessed]

It's different for everyone, but below I have listed my reporting balances for each month along with credit increases. I did not let a balance report all 4 months before requesting an increase. I hope this info. helps.

Starting Credit Limit $600

08/2013 $44

09/2013 $0

10/2013 $0

11/2013 $98

12/2013 $62 Hit Love Button Online Instant Increase to $750

01/2014 $0  Called Backdoor Number SP increase to $1600 *Rep asked what limit I needed and I'm mad b/c I only said $1600 so I would suggest aim high & hope for a counter*

[nbean]

I applied on Friday night and was approved for 700. Called the back door number Saturday morning, asked for $3,000 - denied, but they countered with $1,400. 

That's 2x the original credit line in 12hrs.