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Established Member
etstrong98
Posts: 17
Registered: ‎08-09-2012

Re: Walter store credit card: research


Unoriginal wrote:
E strong, what were your scores? Any negatives on your account?

Sorry for the delay.... My TU was 691 on 08/09/2012 I have a BK from 03 a Collection from '07 one 30 late on my Orchard Bank/ Cap 1 23 months ago.

 

Beginning Scores 470
Current Scores - 04/04/2013 FICO TU 700 EQ 689
Lender Pulled EX 700
GOAL 2013 all over 720 and AMEX
Cap1 500 & 1500 Walmart 900 Amazon 1400 Target 600 Kay's 2000 WFNNB (multi) 1750 Oldest card 15 years Aver 2 years
Regular Contributor
Unoriginalnj
Posts: 114
Registered: ‎11-13-2011

Re: Walmart store credit card: research

Bump!!
Frequent Contributor
Ravensfan2001
Posts: 305
Registered: ‎11-10-2012

Re: Walmart store credit card: research

This is probably a little late....

 

Just got approved for a Walmart store card $600. I don't know all my scores now, but my Credit Karma TU score is 583. I got denied for it back in July. I have 2 judgments, 11 collection accounts, and 7 inquiries on my TU report. I was shocked to get approved! So I kind of went out of control and applied for a few other GECRB cards - JC Penney $150 and Amazon $600. Got the 7-10 day message on a few others. I just got approved for Target also $200. I'm happy because these are placed I shop! Time to settle down...

Starting Score (4/16/12 lender pull): TU 596 | EX 550 | EQ 576
Current Score (5/7/13): TU (WM) 650 | EX (CC app 2/21) 620 | EQ(SW) 673
Goals: 680+ mid-score by 05/2014. App free since 2/22/13
New Contributor
Dexter80
Posts: 76
Registered: ‎10-25-2012

Re: Walmart store credit card: research

Approved today. TU score below.  I have one derog in dispute on TU. Approved for $900.

Dec 2012: EX 728/EQ 667/TU 731 VANTAGE 731 CreditKarma 628 UTL >5% Wallet: CapOne $300 - First P $300 - Lowes $300 - Old Navy $400 - JCP $200 - Amazon $1,200 - Macy's $300 - NFCU cashRewards card $7k - PayPal MC $2k -Walmart $900 Successes:  EOS-CCA BBB Complaint - GONE Progressive Mgmt Sys DV, Dispute/Insurance Dispute - GONE IC Systems DV,Paid OC,GW - GONE Credit Protection Assoc - CA for BrightHouse - Never Had BH - BBB - GONE Battling: Verizon DV - none, BBB - in progress  CRA Dispute - in progress


 


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Frequent Contributor
brother7
Posts: 327
Registered: ‎02-06-2009

Re: Walmart store credit card: research

I app'd for the Walmart Discover on Oct 30. Approved for $500.

Have one 6-year-old tax lien and three 4-year-old 30-day lates on one account reporting.

My TU08 FICO thru Walmart, as of Nov 8, was 698.

 


11/02/2012 Peak - EQ 790 (ScoreWatch FICO)
05/15/2013 Current - EQ 761 (ScoreWatch FICO)
GOAL - 800! - App free since 3/8/2013
Valued Contributor
beb86
Posts: 1,096
Registered: ‎10-31-2011

Re: Walmart store credit card: research

mine was at a 645 TU and a $600 limit

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Regular Contributor
Tran92
Posts: 213
Registered: ‎09-25-2012

Re: Walmart store credit card: research

I applied mid or late Oct 2012 and was only approved for $400 (a bit disappointment) with 654 TU. 

no baddies. About 5 inq though. 

TU 703 (1/13)
GOAL: 700+

As of Nov 2012







Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: Walmart store credit card: research

Congrats to the recent approvals

Frequent Contributor
CribDuchess
Posts: 425
Registered: ‎09-12-2011

Re: Walmart store credit card: research

Received instant approval online today for the Walmart Discover card.  $3,600 limit.  They pulled TU.  My TU score from MYFico on 11/11/12 was at 790.  Only baddie on TU is one 30-day late from Feb 2010.  AAoA is 14 years.  Had zero inquiries on TU.


FICOs: Walmart TU08 800 4/3/13; TU98 783 5/2/13; EQ 758 5/2/13; EX 741 (per US Bank 7/24/12)

My Wallet: Amex Gold NPSL w/Pay-Over-Time; Amex Optima Platinum $25K; Amex Costco TE $5K; Amex BCE $4K; BofA Visa $10.1K; Cap1 Cash Rewards Visa Signature $8K; Chase Freedom MC $7.5K; Citi Simplicity Visa $10.9K; Discover $5K; US Bank Cash+ Visa Signature $20K; Walmart Discover $10K
Valued Member
Movin_on_up
Posts: 48
Registered: ‎01-31-2012

Re: Walmart store credit card: research

Congrats!   And thanks for the info.

Starting score: EQ FICO 702 (1/1/2012)
Current score: EQ FICO 708 / TU-98 FICO 713 / EX FAKO (Plus) 776
Target FICO score: 780

Wallet: Chase Freedom $5,000 - Discover More $4,000 - CapOne Secured $1,400 - Walmart $1,000 - Orchard Secured $200

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