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Posts: 64
Registered: ‎08-09-2012
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Re: Walter store credit card: research

Unoriginal wrote:
E strong, what were your scores? Any negatives on your account?

Sorry for the delay.... My TU was 691 on 08/09/2012 I have a BK from 03 a Collection from '07 one 30 late on my Orchard Bank/ Cap 1 23 months ago.


FICO EX 818, EQ 823, TU 831
Regular Contributor
Posts: 116
Registered: ‎11-13-2011
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Re: Walmart store credit card: research

Established Contributor
Posts: 578
Registered: ‎11-10-2012
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Re: Walmart store credit card: research

This is probably a little late....


Just got approved for a Walmart store card $600. I don't know all my scores now, but my Credit Karma TU score is 583. I got denied for it back in July. I have 2 judgments, 11 collection accounts, and 7 inquiries on my TU report. I was shocked to get approved! So I kind of went out of control and applied for a few other GECRB cards - JC Penney $150 and Amazon $600. Got the 7-10 day message on a few others. I just got approved for Target also $200. I'm happy because these are placed I shop! Time to settle down...

Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639
Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.
New Contributor
Posts: 76
Registered: ‎10-25-2012
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Re: Walmart store credit card: research

Approved today. TU score below.  I have one derog in dispute on TU. Approved for $900.

Dec 2012: EX 728/EQ 667/TU 731 VANTAGE 731 CreditKarma 628 UTL >5% Wallet: CapOne $300 - First P $300 - Lowes $300 - Old Navy $400 - JCP $200 - Amazon $1,200 - Macy's $300 - NFCU cashRewards card $7k - PayPal MC $2k -Walmart $900 Successes:  EOS-CCA BBB Complaint - GONE Progressive Mgmt Sys DV, Dispute/Insurance Dispute - GONE IC Systems DV,Paid OC,GW - GONE Credit Protection Assoc - CA for BrightHouse - Never Had BH - BBB - GONE Battling: Verizon DV - none, BBB - in progress  CRA Dispute - in progress



Frequent Contributor
Posts: 482
Registered: ‎02-06-2009
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Re: Walmart store credit card: research

I app'd for the Walmart Discover on Oct 30. Approved for $500.

Have one 6-year-old tax lien and three 4-year-old 30-day lates on one account reporting.

My TU08 FICO thru Walmart, as of Nov 8, was 698.


06/30/2017 - EX 807 (Credit Scorecard EX FICO® Score 8, range 300-850)
07/20/2017 - TU 819 (Discover TU FICO® Score 8, range 300-850)
07/25/2017 - EQ 842 (Citi EQ FICO® Bankcard Score 8, range 250-900)
GOAL - 800! - App free since 12/13/2015
Valued Contributor
Posts: 1,115
Registered: ‎10-31-2011
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Re: Walmart store credit card: research

mine was at a 645 TU and a $600 limit

Regular Contributor
Posts: 217
Registered: ‎09-25-2012
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Re: Walmart store credit card: research

I applied mid or late Oct 2012 and was only approved for $400 (a bit disappointment) with 654 TU. 

no baddies. About 5 inq though. 

TU 746 (10/13)
GOAL: 750+

Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
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Re: Walmart store credit card: research

Congrats to the recent approvals

Established Contributor
Posts: 885
Registered: ‎09-12-2011
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Re: Walmart store credit card: research

Received instant approval online today for the Walmart Discover card.  $3,600 limit.  They pulled TU.  My TU score from MYFico on 11/11/12 was at 790.  Only baddie on TU is one 30-day late from Feb 2010.  AAoA is 14 years.  Had zero inquiries on TU.

FICOs: TU08 850 EQ08 850 EX08 849

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; BofA Visa $10.1K; BofA TR Visa $18K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $50K; Sallie Mae WMC $17.5K; Sears MC $10.1K; US Bank Cash+ Visa Sig $26K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
New Contributor
Posts: 71
Registered: ‎01-31-2012
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Re: Walmart store credit card: research

Congrats!   And thanks for the info.

Starting score: EQ FICO 8 702 (1/1/2012)
Current scores: EQ FICO 8: 763 / TU FICO 8: 760 / EX FICO 8: 765

Wallet: Chase Freedom 12K - Discover More 12K - Walmart 1K - Capital One MC 1K

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