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Walmart upgrade to Discover

Senior Contributor

Re: Walmart upgrade to Discover

to the looks of it these upgrades are a YMMV, thanks for info.

Banking with CBofTV, BofH, and BBVA. All three are free checking accounts.
First Premier CC $500
Chapter 7 BK Discharged on 7/11/16
Equifax, Experian, Transunion, and ChexSystem are FROZEN.
Gardening Since 10/25/2017
Message 11 of 15
New Member

Re: Walmart upgrade to Discover

When I went online to make payment and I logged in and it then said Congratulations, I have been picked for a upgrade to discover card due to my payment history.

I had a credit line of $1,900.00 and have had the account for 1 year. I went ahead and accepted the offer and right away it said that I was approved and with a credit limit of $4,000.00 which made me very happy. I figured since my account is not that old, it wouldn't hurt to upgrade. My fico score is 755  Experian 725  Transunion 705 Equifax 698.

Message 12 of 15
Regular Contributor

Re: Walmart upgrade to Discover

Well - I just got one today - aftar having the WM card for over 6 years.  I really do not know what to do -  I hardly use my Walmart Card now - and I do not see what this card would add to my credit profile.  

“We delight in the beauty of the butterfly, but rarely admit the changes it has gone through to achieve that beauty.”
― Maya Angelou
Message 13 of 15
Super Contributor

Re: Walmart upgrade to Discover


changingmantra2 wrote:

Well - I just got one today - aftar having the WM card for over 6 years.  I really do not know what to do -  I hardly use my Walmart Card now - and I do not see what this card would add to my credit profile.  


the only benefit i see if it gets converted to an mc similar to sam's club  which is an very intriguing card.



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 14 of 15
Established Contributor

Re: Walmart upgrade to Discover


bichonmom wrote:

I've had my Walmart store card for nearly 2 yrs (in Nov.) While I've gotten several CLIs, it's been no dice for the Discover upgrade.

 

I was wondering if anyone has been upgraded to their Discover card lately. How long do you usually have the store card before being offered the upgrade?

 

My Old Navy was upgraded after 1 year, so I'm a little disappointed. I was hoping to get an upgrade by now. Smiley Frustrated


They upgraded mine in less than a Year with a big CLI.

Message 15 of 15