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Walmart

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Regular Contributor

Walmart

Ok, this may sound silly to many of you, but I got approved for a walmart card! Yay! After being denied in the beginning of the month I did some work and got my score from 532 to 608. Yay! Really want to TU scoring I hear they offer free...figured I needed a credit line so I can get a mortgage next year so why not with something I can use :-)

Message 1 of 35
34 REPLIES
Frequent Contributor

Re: Walmart

Congratulations!!  Smiley Wink

Message 2 of 35
Regular Contributor

Re: Walmart

Congrats!!  BTW, great job on moving your score! 

Message 3 of 35
Established Member

Re: Walmart

Congrats! I recently got approved as well, and I wasn't even aware of the free score. Pleasant surprise! 



Current: TU (Wal-Mart) 640 EQ (myFICO) 627 EX 628 as of 10/12
BK Discharged 08/10 (The dark times)
NavChek (5000) Cap1 (2500 & 1000) hhGregg (1500) Amazon (900) & WalMart (500) Lowes (300)

Goal: No apps until 07/2013 & 700's across the board
Message 4 of 35
Senior Contributor

Re: Walmart

Congrats! Use it wisely and youll be at 650 in 6 mos!!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 5 of 35
Valued Member

Re: Walmart

I just got approved the other day for Walmart, have not gotten my card yet. It is exciting, Grats! 

Message 6 of 35
Frequent Contributor

Re: Walmart

Doesn't sound silly to me, I was really happy when I got approved too Smiley Happy

Start: Nov'12 EQ 699/EX 685/TU 696 / Current: April''14 EQ 715/EX 709/TU 709 * Goal 750+


Message 7 of 35
Regular Contributor

Re: Walmart


Target1212 wrote:

Ok, this may sound silly to many of you, but I got approved for a walmart card! Yay! After being denied in the beginning of the month I did some work and got my score from 532 to 608. Yay! Really want to TU scoring I hear they offer free...figured I needed a credit line so I can get a mortgage next year so why not with something I can use :-)


Not silly at all, I LOVE my Walmart card! Sometimes when I'm buying groceries and I run out of pocket cash ($20 or so) I just get cash back on the card because its so convenient! I always PIF though cause I just hate owing anyone money! LOL!

BTW....there's never any shame in opening a new valid account when you're building your scores from nothing to something, you should definitely be excited at the gradual climb to financial stability. Congrats hun! Smiley Wink

Current Score: TU 671 / EQ 675 / EX 682
Goal Score: 700 Club Across the board!

Message 8 of 35
Valued Contributor

Re: Walmart

Getting approved for the Walmart card was a HUGE boost in confidence for me, congrats to you!  Carry the momentum now, and boost those scores even higher!

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Message 9 of 35
Regular Contributor

Re: Walmart

Congrats!!......I just opened my Walmart card couple of weeks ago. It's not silly and everone here started from somewhere and that 's the right move to be on your wayto re-building. Just always remember to pay on time. I was very excited when I got approved too even though it's low cl, it's very exciting just to be approved!! Good Luck!! 

Message 10 of 35