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Walmart?

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Anonymous
Not applicable

Re: Walmart?

Hey I just noiced something stupid.. I got an Old Navy Card and a Gap Card ( Total of 700.00) i n Credit.. But guess by who   GEMB... But they wont give me a walmart card .... Wow this is dumb ..OMG I even got a 10000 dollar auto loan .. no money up front and a 14% intrest rate.. But no walmart card... 1500 to 2000 cl Cap one card paid perfect for 6 full months but no walmart card.. This is so crazy.. I think I will apply online at Target..
Message 61 of 95
Anonymous
Not applicable

Re: Walmart?

I am pretty sure my FICO is not in the 600's yet and I just got approval for a Walmart discover with an opening CL of $1700. Maybe I just got lucky and got a good rep. Smiley Happy Highest CLI yet of any card... Target Store Card: $200 Best Buy Store Card: $400 Cap One Visa: $300 Paypal Credit: $250 Old Navy: $200 Macy's: $100

Message Edited by westcoastcyc on 07-16-2008 10:05 AM
Message 62 of 95
bamagirl1
Established Contributor

Re: Walmart?

bevy-
dont feel bad i have an old navy card, and walmart discover but i can't get a gap card, but guess i dont need i can use my old navy one there.
~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Message 63 of 95
bamagirl1
Established Contributor

Re: Walmart?

wow westcoast..you must b lucky or something bc i got the walmart discover about a month ago and i only got $750.00
~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Message 64 of 95
Anonymous
Not applicable

Re: Walmart?

Yeah, really not sure how that worked, but I will take it. Smiley Happy
Message 65 of 95
bamagirl1
Established Contributor

Re: Walmart?

congrats westcoast! awesome..have you checked your ficos lately? they may be higher than you think
~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Message 66 of 95
Anonymous
Not applicable

Re: Walmart?

Just signed up for the "Free Trial" from ScoreWatch, says Equifax is 658... Better than I thought, considering 3 years ago it was like 519.
Message 67 of 95
Anonymous
Not applicable

Re: Walmart?

Got the letter fro Walmart today.. It says to many accouts deragotory...  ( I have one derogatory that I disputed from 2004)  ( It is for 141.00) Thats it... Then it went on to say the my credit lines are too new.. They should know GEMB just gave me 2 card ( Old Navy and Gap ) My cap one card is 7 months old... hen my truck loan is on my report 10,000 paid as agreed on all cards and loan... I will make around 73,000 this year with a few new accounts and alot of old ones... My DTI is 11%..  But for some odd reason my scores went boom ( 612,613,629 ) Today...WTF.. Its got to be that high balance on my cap one .. almost maxed it out last month..but still paid as agreed..
Message 68 of 95
lisac
Regular Contributor

Re: Walmart?

gemb is funny:
 
jc penny $500 for the last 3 years
lowes instant approval $2300
care credit instant $4000
 
and just now walmart not discover instant $500
Message 69 of 95
Anonymous
Not applicable

Re: Walmart?

I think GEMB approval process is messed up. I think they approve every so many applicants and deny the rest.

Kind of like "you're our 10th applicant this hour, approved!"

I can't get any of their cards, a friend applied for Old Navy and got instantly approved for $200 CL. Last weekend was approved at a furniture store for their card backed by GEMB with a $6000 CL(but used hubby who has excellent credit)

Here is the funny part.......not only does said friend have 1 judgment showing unpaid, but 3 paid tax liens, and 2 defaulted GEMB accounts, one of which she is currently being sued on.

They pull EQ, I have lates and a old charge off for $78.



Message Edited by sidewinder on 07-10-2008 08:41 PM
Message 70 of 95
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