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Regular Contributor
Posts: 117
Registered: ‎12-06-2009
0

Re: Walmart?

Husband applied online with a "We'll contact you within 24-48 hrs, blah blah blah..."

 

Then today, phone rang and he was approved for $300  - hooray, now we can get that bulk pack of gum we've alays dreamed of!

Valued Contributor
Posts: 1,540
Registered: ‎01-29-2008
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Re: Walmart?


buttercupbass wrote:

Husband applied online with a "We'll contact you within 24-48 hrs, blah blah blah..."

 

Then today, phone rang and he was approved for $300  - hooray, now we can get that bulk pack of gum we've alays dreamed of!


Congratulations, It took me two deinals from walmart until i finally recieved this card last december when walmart was going on a pre-approval craze when anyone ordered items online, quite a few people on this forum recieved cards at that time.


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Frequent Contributor
Posts: 271
Registered: ‎08-09-2009
0

Re: Walmart?

I was denied a few times. Approved earlier this year. Scores mighta been 660 or so on EQ. Gave me a $500 limit. I dont spend alot at WalMart so it didnt phase me when they gave me the low limit. I think i might rid myself of it because there are no perks. I love store cards because they usually have perks of some sort. I just feel i might need it one day. my limit raised to 750. GEMB has been pretty good with CLI. They gave me 1800 from 200 on my Pennys card and 750 from 300 on my OldNavy. More than enough on both cards


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Valued Contributor
Posts: 1,540
Registered: ‎01-29-2008
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Re: Walmart?


Sparkz1920 wrote:

I was denied a few times. Approved earlier this year. Scores mighta been 660 or so on EQ. Gave me a $500 limit. I dont spend alot at WalMart so it didnt phase me when they gave me the low limit. I think i might rid myself of it because there are no perks. I love store cards because they usually have perks of some sort. I just feel i might need it one day. my limit raised to 750. GEMB has been pretty good with CLI. They gave me 1800 from 200 on my Pennys card and 750 from 300 on my OldNavy. More than enough on both cards


I would say you are rightly so, the only kinda perk I think I can think of  is if  you want a couple of extra bucks and to save yourself a trip to the atm/bank you can take up to $60.00 a day on your walmart card up to $200.00 and it is considered as a purchase not a cash advance, I have done this a couple of times with no repercussions and cli's came on time.


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
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Frequent Contributor
Posts: 271
Registered: ‎08-09-2009
0

Re: Walmart?

Now that I did not know about. Thats a pretty decent perk. Because i never take cash advances due to the rates. I remember when the ATM ate my card and i had no cash on me.


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