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Established Contributor
bren39
Posts: 673
Registered: ‎07-22-2007
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Walmart?

Those of you with the Walmart card, did you get an instant approval or the 24 to 48 hrs message?
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Established Contributor
bren39
Posts: 673
Registered: ‎07-22-2007
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Re: Walmart?

bump
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Moderator Emeritus
Brammy
Posts: 5,436
Registered: ‎03-10-2007
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Re: Walmart?



bren39 wrote:
Those of you with the Walmart card, did you get an instant approval or the 24 to 48 hrs message?


 
Mine was instant with really sucky scores and a limit to match

Established Contributor
bren39
Posts: 673
Registered: ‎07-22-2007
0

Re: Walmart?

ok..thanks much Brammy...
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Frequent Contributor
ragcajun
Posts: 374
Registered: ‎07-26-2007
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Re: Walmart?

Hi Brammy,
 
What was your limit with Walmart?  I got a lousy 300 bucks, but its up to a whopping 1K.. WOW  LOl
AMEX GOLD-No Pre-Set Limit, AMEX Blue-$25K, AMEX Clear-$25K, AMEX Optima Plat-$25K, Sam;s Club $10K, Cap One $6K, Citi Plat.-$11K, Discover More -$10K, Columbia Bank-$9K
Moderator Emeritus
Brammy
Posts: 5,436
Registered: ‎03-10-2007
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Re: Walmart?

[ Edited ]


ragcajun wrote:
Hi Brammy,
 
What was your limit with Walmart?  I got a lousy 300 bucks, but its up to a whopping 1K.. WOW  LOl


 
Lets put it like this.  The limit was so bad that if I wanted to by two weeks worth of groceries I would have had to bring an extra card.  FIred!!!  Had that card for two years and they would give a 100.00 CLI every 4 mos.  Now I use my Target Visa at Walmart.
 
Seems they go by whatever your credit file lokked like a the time of application.  Only had one low limit card at the time and have never seen an AR on any bureau.


Message Edited by Brammy on 09-21-2007 07:21 PM

Message Edited by Brammy on 09-21-2007 07:22 PM
Frequent Contributor
ragcajun
Posts: 374
Registered: ‎07-26-2007
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Re: Walmart?

thanks sucks.  yeah I am getting 200 credit line increases.  i know use my amex gold rewards plus card.  I might as well earn some points!  LOL
AMEX GOLD-No Pre-Set Limit, AMEX Blue-$25K, AMEX Clear-$25K, AMEX Optima Plat-$25K, Sam;s Club $10K, Cap One $6K, Citi Plat.-$11K, Discover More -$10K, Columbia Bank-$9K
Moderator Emeritus
Brammy
Posts: 5,436
Registered: ‎03-10-2007
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Re: Walmart?



ragcajun wrote:
thanks sucks.  yeah I am getting 200 credit line increases.  i know use my amex gold rewards plus card.  I might as well earn some points!  LOL


 
I use the Target Visa out of spite:smileyvery-happy:

Established Member
typist
Posts: 36
Registered: ‎09-11-2007
0

Re: Walmart?

I used to work at walmart and processed people's credit card requests often.
 
I had no way of knowing what their credit scores were, but a lot of people got instant approval for around $300.
 
Sometimes someone would get a $2,000 card, but I'm sure those people had outstanding credit already.
 
The way the process works is you go to the register and just ask to apply for credit.  You need your license and another CC.  They run both of them and in seconds you know if you're approved or not.  You can make one purchase then if you choose, or just wait for the card to arrive.
Established Contributor
Posts: 739
Registered: ‎06-30-2007
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Re: Walmart?

Which card  the MC or Discover
People say "Only apply for credit you NEED"

I say "apply for credit you have PRATICAL use of"

I don't have AMEX card because I don't want a card that suffers from PMS

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