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Valued Contributor
Posts: 2,215
Registered: ‎10-23-2007
0

Re: Walmart?

Do you think i would have a good chance with a credit score of 604! Util is pretty high right now, my instincts are telling me to wait til my UTIL drops.

I'm not a kid anymore, I've done a lot of growing up! Smiley Happy
Starting Scores Sept '15- EQ-555, TU-542-EX-536
Current Scores as of Apr '16 - EQ-570, TU-590. EX-615
Gardening since January 2016
Established Contributor
Posts: 586
Registered: ‎03-12-2008
0

Re: Walmart?

Don't apply online for the card.  Go to a walmart store and apply at any register.  You have a much better chance of getting approved that way.  Plus you get an instant CL you can use that day.
As of 04/23/2011 - 731 for EQ FICO
As of 03/02/2012 - 779 for TU FICO
As of 12/2010 - 720 - 729 For EX (Chase FICO Score Provided by EX)
Valued Contributor
Posts: 2,215
Registered: ‎10-23-2007
0

Re: Walmart?

Thanks!

I'm not a kid anymore, I've done a lot of growing up! Smiley Happy
Starting Scores Sept '15- EQ-555, TU-542-EX-536
Current Scores as of Apr '16 - EQ-570, TU-590. EX-615
Gardening since January 2016
Regular Contributor
Posts: 157
Registered: ‎05-01-2008
0

Re: Walmart?

I was preapproved for the store card with a CL of, ready for this...150.Smiley Mad
 
So I used the card always paid in full,waited 6 months before asking for a CLI. Got denied.
 
Im going to wait until the 9 month mark and if Im still denied a CLI. Say hello to my shredder... just joking I meant my dog. I would have a shredder but I cant buy one with a 150 limit..Smiley Wink 
Valued Contributor
Posts: 2,215
Registered: ‎10-23-2007
0

Re: Walmart?

Well i was approved and i applied online,Instant approval credit limit is 700, and they pulled TU in NC!
 
How often do they give credit line increases?

I'm not a kid anymore, I've done a lot of growing up! Smiley Happy
Starting Scores Sept '15- EQ-555, TU-542-EX-536
Current Scores as of Apr '16 - EQ-570, TU-590. EX-615
Gardening since January 2016
Established Member
Posts: 21
Registered: ‎05-23-2008
0

Re: Walmart?

I applied online during a recent app spree and was approved instantly CL $500.
Regular Contributor
Posts: 146
Registered: ‎04-08-2008
0

Re: Walmart?

Walmart sux ... I got a card from The Gap, 300 CL  a Card from Old Navy 400 CL and a Cap one Card 1500 CL.. + a Loan for 10,000 from Members Exchange on a 2003 FX4 Truck.. I have low to mid 600's across the board and my debt to income ratio is only about 6%.... and Walmart will not give me a card ..I hope they never do.. I have to much of their crap in my house as it is..  I told the manager that I had  a Gap, Old Navy and Cap one card and he told me there must be a problem with my credit and I said I dont think so..Smiley Mad
My credit scores are killing me slowly at 640, 672 and 663 I am moving up a little bit ..
Regular Contributor
Posts: 146
Registered: ‎04-08-2008
0

Re: Walmart?

Oh I wanted to add that the day I was turned down I put my walmart purchase on My cap One Card.. The Lady behind the cash register said is this a debit card and I said no mam it's a real life credit card .. She then said well I dont see why you cant get a walmart card...


bevy1234 wrote:
Walmart sux ... I got a card from The Gap, 300 CL  a Card from Old Navy 400 CL and a Cap one Card 1500 CL.. + a Loan for 10,000 from Members Exchange on a 2003 FX4 Truck.. I have low to mid 600's across the board and my debt to income ratio is only about 6%.... and Walmart will not give me a card ..I hope they never do.. I have to much of their crap in my house as it is..  I told the manager that I had  a Gap, Old Navy and Cap one card and he told me there must be a problem with my credit and I said I dont think so..Smiley Mad



My credit scores are killing me slowly at 640, 672 and 663 I am moving up a little bit ..
Valued Contributor
Posts: 1,998
Registered: ‎03-31-2008
0

Re: Walmart?

I was approved for a card 2 weeks ago applied online they didn't give me instant approval i called them a few days later to check the status of my application an i was approved over the phone for $300 Dollars.

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


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Established Contributor
Posts: 762
Registered: ‎10-23-2007
0

Re: Walmart?

got approved in store and BF got instant approval online
I want to join the 700 club one day I am getting there Smiley Wink
FICOS 12/17/07 EQ-597 EX-651 and TU-651
FICOS 01/18/07 EQ-594 EX-651 and TU-662 FICOS
04/21/2008 TU-680 EQ-613 EX-688

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