Applied for a Wamu card yesterday- my luck they pulled my lowest score, TU 717 (Georgia). Dinged me for 2 points, now a 715, but with any kind of a decent line, that would put my util just above 15, maybe that will get me a couple of points??? right now its in the mid 20's.
Also read a post about buckets last night and I'm pretty sure that's what happened to my score. With very little change over the last several of months, I dropped from all scores around 760 to waht you see below. Time to buckle up and pay down the little debt I have.
TU 715
EQ 735
EX 740
Shooting for 750 across the board by end of the year.