yea, you can decline going paperless. I hate Chase already...raised my platinum apr from 11% tp 12%...my rewards card from 17% to 20%!!! I only used it before when Wamu offered me 1.87% BT. It may never get used again now.
I just checked my WAMU accounts on Chase, they raised my WAMU card from 11.9 to 21.49% considering I have 3 Chase cards one of which is 31 years old with a $35,000 CL, I am kind of surprised. My Chase cards carry a 10.49% to 11.9% . My WAMU card was a $12,500 CL. I guess this card will never be used again to carry any kind of balance.
I still have a 0% promo on WAMU since I just got it 11/08. By the way, my Chase card of 19yrs has a fixed 7.99% rate with a $44k limit. Wonder what my rate will be increased to after the promo...