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Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
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Re: Want to apply for Discover IT

Agree with everyone who suggest a nice long garden stint.
Regular Contributor
Posts: 197
Registered: ‎05-11-2013
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Re: Want to apply for Discover IT

Thanks everyone. So far Ive decided to just work on my CLI denial with CITI before thinking about applying for another card.

 

 

Community Leader
Senior Contributor
Posts: 30,826
Registered: ‎02-07-2013
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Re: Want to apply for Discover IT


Bsong wrote:

Thanks everyone. So far Ive decided to just work on my CLI denial with CITI before thinking about applying for another card.

 

 


Good call the rest will fall into place later after some gardening timeSmiley Wink

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
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Moderator Emeritus
Posts: 4,875
Registered: ‎11-02-2010
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Re: Want to apply for Discover IT


Bsong wrote:

Thanks everyone. So far Ive decided to just work on my CLI denial with CITI before thinking about applying for another card.

 

 


Good decision. Right now, you need to work with what you have and develop a positive history. Remember, credit history is exactly that -- history. As such, it requires a certain amount of time passing. Once you've established a good track record with your current accounts, you'll be in much better position to get the other cards that you want. At this point in time, the garden is the best place for you. Take good care of your cards and you will see growth in the future.


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k

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