turn on suggestions
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Hello! I want to apply for a USAA credit card, I'm a partial member and haven't opened any accounts with them yet. What is the best chance of getting approved for a CC....should I open a checking acct. with them then apply for credit card? Or does it not really matter...I have free checking with chase and am happy with them so I wouldn't ever use USAA one I don't think....and advice would be greatly appreciated!
Starting Score: 6??
It is possible that having a usaa checking account that you run large sums of money through for years (thus creating a real history) might be a positive factor in getting credit from them (though more likely to influence manual underwriting than the computer ). But just having a checking account won't make any difference. At least according to the rep I spoke with in February when applying for the mc.
DId you end up getting approved? Do you remember about what your credit score was at that time? Thank you by the way!
Cdnewmanpac wrote:
It is possible that having a usaa checking account that you run large sums of money through for years (thus creating a real history) might be a positive factor in getting credit from them (though more likely to influence manual underwriting than the computer ). But just having a checking account won't make any difference. At least according to the rep I spoke with in February when applying for the mc.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO
FOLLOW US 
SUBSCRIBE TO myFICO EMAIL 