No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
what are my chances and what can I apply for?? Should I wait until the end of November, maybe December?
EQ Score 674
AAOA 8 Years
1 Negative Account
1 Public Record
1 inquiry that drops off November 20th.
0 Collections
I have a cap1 secured Limit $300 Balance $0
GECRG/Care FIrst Limit $3400 Balance $773
Credit 1 AU Limit $1100 Balance $209
Amex AU Limit $1000 Balance $33
Wells Fargo Dealer Services Balance $4731 Payments Agreed and on time.
i would think your chances would be better without the negativ acct, but veterans will be able to give a more detailed answer
How old are your negative accounts. How many inq and how old are they. Also how old is your Cap1 some such as Chase don't take AU credit cards into consideration.
@coldnmn wrote:How old are your negative accounts. How many inq and how old are they. Also how old is your Cap1 some such as Chase don't take AU credit cards into consideration.
Negative Account
Wells Fargo is from
Date of last activity 2008
Status of 2010
Balance $0
Paid Charge off
Settled for less then balance
Public Record
Stellar Haverhill from 2007
Cap1 is from 12/12
Wells Fargo Dealer Services is from 10/11
1 inquiry, and that would fall off in 19 days. (Nov 20th)
I think your chances are good but stay away from Wells Fargo for obvious reasons. Also IMHO stay away from Citi and Chase I think you need more history for them. Barclay and Discover IT may be an option but don't go crazy. Slow and steady wins the race. Keep us posted and good luck.