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Valued Member
Posts: 75
Registered: ‎08-01-2007
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Re: Want to apply for credit card that is BK freindly with high CL

when i called and said what about the 20 bucks, they said u don't have to pay that to get in, it is a DONATION! I said ok..... well i guess since u people were so nice to me, i can DONATE 20 a year lol, or atleast this year ! !LOL
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Senior Contributor
Posts: 4,831
Registered: ‎04-20-2007
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Re: Want to apply for credit card that is BK freindly with high CL



clgray wrote:
Patelco credit union is great. Read threads on board about how to get in. They are very bk friendly if scores are above 660. They pull only experian



Careful with Patelco. I was rejected a few weeks back with a 717 EX score. Too much new credit. I had received 1 card in the last 7 months a few more nearly a year earlier. Penfed Jr.
Established Contributor
Posts: 878
Registered: ‎04-08-2008
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Re: Want to apply for credit card that is BK freindly with high CL

glamchick wrote:
 
Okay thanks for the great info.  Can someone walk me through on how to join a credit union?  What is MOA?  Can i do this online?  Do i have to go to a credit union bank? 
 
Let me know!  Thanks!
 
-------------------------------------------------------------------------------------------------
 
Hi again glamchick, :smileyhappy:
 
If you want to join PenFed, you can either call or go online.
I'd advise you to call and speak with a real person since this
is the first time you've ever joined a CU. :smileyhappy:
 
Call Toll Free 800 247 5626
 
 
They will walk you thru the enrollment process. If you need to join
one of the affiliate organizations in order to qualify for PenFed
membership, they will walk you thru that as well. :smileyhappy:
 
MOA is an abbreviation for one of the affiliate organizations. You
can pick which one you want to join, and PenFed can help you w/that.:smileyhappy:
 
Please keep us posted on your progress. Good luck to you! :smileyhappy:
 
CanDo
 
"The right attitude is everything"
Established Contributor
Posts: 540
Registered: ‎01-09-2008
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Re: Want to apply for credit card that is BK freindly with high CL

Thanks Im going to get started on this today and I will let you guys know If Im approved.!!!!!

Starting Score: 501
Current Score: EQ609/TU630/EX665
Goal Score: 700


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Valued Contributor
Posts: 1,185
Registered: ‎03-04-2008
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Re: Want to apply for credit card that is BK freindly with high CL

smallfry -
 
You would have to post that about Patelco. I was considering them for one of my next moves. I just gotta figure out some way to get into NFCU...
Established Member
Posts: 39
Registered: ‎05-12-2008
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Re: Want to apply for credit card that is BK freindly with high CL

Sorry for jumping in so late........Scores Exp(679), TU(635), EQ(552)...........Does any one know I can get a CC from who mostly only pulls for EXP or TU? I don't have CC's and I'm 5 years 10 months outta Ch 7 BK? Only installments I have is Car & Student Loans.
If you tired once & failed..........GET UP and Try, Try Again until you reach your goals.

I'm tryin to hit the 700 club by years end.

4/21/08 - Ex 679 TU 634 EQ 554
6/1/08 - Ex 670 TU 643 EQ 552
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