Credit Cards Center Credit cards from our partners
Reply
New Visitor
Posts: 1
Registered: ‎02-01-2013
0

Want to close Amex Green and Sears Citi card - Need advise

Hello,

 

I want to close my Amex Green card and Sears Citi with 4500 limit which I dont use much. Amex green is charging 95 dollars annual fee which is too much if I see my card usage. Amex Green was oopened in 2010 and Sears Citi was open in 2011 end.

 

Can someone please advise on how I can close these accounts without adversally affecting my score? My current score is around ~ 760.

 

Also, after or before closing, I want to apply another card which has like 14-18 months 0% APR.

 

Can Someone please advise on hyow I can achieve this without affecting credit score

 

 

Senior Contributor
Posts: 3,197
Registered: ‎01-24-2010
0

Re: Want to close Amex Green and Sears Citi card - Need advise


charlie11 wrote:

Hello,

 

I want to close my Amex Green card and Sears Citi with 4500 limit which I dont use much. Amex green is charging 95 dollars annual fee which is too much if I see my card usage. Amex Green was oopened in 2010 and Sears Citi was open in 2011 end.

 

Can someone please advise on how I can close these accounts without adversally affecting my score? My current score is around ~ 760.

 

Also, after or before closing, I want to apply another card which has like 14-18 months 0% APR.

 

Can Someone please advise on hyow I can achieve this without affecting credit score

 

 


The only significant effect would be on your utilizaiton, which we don't know.  

 

$95AF is a big for a card you don't use much.  

 

Why close the Sears MC? They have good deals on deffered interest if you need any major appliances or such.  The only fee is $25 if you want the rewards, whcih you can skip if low usage. 

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.