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New Visitor
charlie11
Posts: 1
Registered: ‎02-01-2013
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Want to close Amex Green and Sears Citi card - Need advise

Hello,

 

I want to close my Amex Green card and Sears Citi with 4500 limit which I dont use much. Amex green is charging 95 dollars annual fee which is too much if I see my card usage. Amex Green was oopened in 2010 and Sears Citi was open in 2011 end.

 

Can someone please advise on how I can close these accounts without adversally affecting my score? My current score is around ~ 760.

 

Also, after or before closing, I want to apply another card which has like 14-18 months 0% APR.

 

Can Someone please advise on hyow I can achieve this without affecting credit score

 

 

Senior Contributor
Wolf3
Posts: 3,198
Registered: ‎01-24-2010
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Re: Want to close Amex Green and Sears Citi card - Need advise


charlie11 wrote:

Hello,

 

I want to close my Amex Green card and Sears Citi with 4500 limit which I dont use much. Amex green is charging 95 dollars annual fee which is too much if I see my card usage. Amex Green was oopened in 2010 and Sears Citi was open in 2011 end.

 

Can someone please advise on how I can close these accounts without adversally affecting my score? My current score is around ~ 760.

 

Also, after or before closing, I want to apply another card which has like 14-18 months 0% APR.

 

Can Someone please advise on hyow I can achieve this without affecting credit score

 

 


The only significant effect would be on your utilizaiton, which we don't know.  

 

$95AF is a big for a card you don't use much.  

 

Why close the Sears MC? They have good deals on deffered interest if you need any major appliances or such.  The only fee is $25 if you want the rewards, whcih you can skip if low usage. 


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