03-23-2009 01:14 PM
I want to apply for this card, and I just purchased a new car and in the process of loan shopping i have 6 enquiries on EX and TU and 4 or EQ (most of them done by dealer, some lenders enquired all 3 :-( ).
My scores are EX-721, TU-717 EQ-678 and I have brought my util to less than 10% now.
Is it ok if I apply for this card now or shall I wait for 6 months(will it help to wait)?
Also, my new auto loan is going to show up next month? Will my scores take a hit?
03-23-2009 01:52 PM
Personally I think your scores are good enough now but waiting couldn't hurt. What is your purchase history with Costco like? Do you buy often and how much?
03-29-2009 03:30 PM
04-21-2009 10:46 AM
04-21-2009 04:26 PM
04-23-2009 12:28 PM
04-23-2009 12:41 PM
Do you know what your scores were when you applied for the card? I have absolutely no clue what current score from Experian. I know I have a 30 day late from 2004 on that report (my only baddie). My UTIL is about 8% but I have a high UTIL on one card that has the 0% rate. I'm just trying to get an idea of what my EXP score is roughly.
BTW, I guess I feel better about the $2000CL. It looks like a good card, especially since I dine out a lot.
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