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Need some support here, I think the best option is to wait until Jan. to get the year backdating but I want it bad...
I been a good gardener so far!!! I can't go all appbar now!!
BZZZT!!!
If you app now... even if you get approved your CL is going to SUCK!!! Now if you wait until Jan, not only do you have a better chance of getting approved, but your CL will also be so sweet it will put a smile upon your face
Think strategically, LS, not emotionally. The backdating you'll get will work better for you next year, and the Delta cards will still be there, most likely with generous sign up miles. Waiting until next year will allow you to take an inq only when the time comes and not a new account thus maximizing the transaction from a FICO point of view.
There is no hurry here other than your need to feed the app beast.
@android01 wrote:Think strategically, LS, not emotionally. The backdating you'll get will work better for you next year, and the Delta cards will still be there, most likely with generous sign up miles. Waiting until next year will allow you to take an inq only when the time comes and not a new account thus maximizing the transaction from a FICO point of view.
There is no hurry here other than your need to feed the app beast.
Thanks!! Sometimes a reality check is needed!
Let me quote from your sig...
"I'm not apping again until March 2013"
And, then there is also this:
"I'm not apping again until March 2013"
Oh and BTW don't forget the line:
"I'm not apping again until March 2013"
I think those cover it well enough.
@JaysonT wrote:Let me quote from your sig...
"I'm not apping again until March 2013"
And, then there is also this:
"I'm not apping again until March 2013"
Oh and BTW don't forget the line:
"I'm not apping again until March 2013"
I think those cover it well enough.
That is set in stone isnt it....
One other thing also, right now I have not seen any great offers on the Delta Amex card beyond the standard bonus. Wait until the great offer comes along that usually happens at least once a year. Even better, wait until the offer comes along and then look to see when it runs until and then app toward the end of the promotion.
@LS2982 wrote:
@JaysonT wrote:Let me quote from your sig...
"I'm not apping again until March 2013"
And, then there is also this:
"I'm not apping again until March 2013"
Oh and BTW don't forget the line:
"I'm not apping again until March 2013"
I think those cover it well enough.
That is set in stone isnt it....
Actually, just looking at it, I did see you created a loophole in your signature.
It actually reads "I'm not apping again until March 2013*". So, anything can be inserted for the "*".
Example:
"I'm not apping again until March 2013*"
*Unless the application is on a day of the week ending in day. Saturday...yup, Sunday...yup....