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Member
Kamazon
Posts: 12
Registered: ‎09-16-2012
0

Warning: Denied On Amazon Visa W/ 800 Credit Score Due To A Bad Account 7+ Years Ago

[ Edited ]

Well was I in for a rude awakening!  I had settled my amazon.com credit card roughly 8 years ago.  I rebuilt my credit, got a score over 800, no lates, high income, no negative marks, and I got denied.  I called the backdoor number and they stated it's because I used to my past with them they will not re-issue me one.  Well this stinks.  Anyone have any suggestions?  Also serve this as warning, if you had a card in the past with them not in good standing you will get denied.


Edit:

I asked to speak to a supervisor.  She looked at my credit re-establishment history and factored that in as well instead of just looking at my credit score.  For some reason Discover was showing a $500 limit when I raised it to $5000 earlier.  Probably didn't report in yet.  Either way, after politely speaking to Nancy she approved it for $1000.  In 6 months or so I will ask for a CLi.  

 

Thanks for everyone's help!

Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012
0

Re: Warning: Denied On Amazon Visa W/ 800 Credit Score Due To A Bad Account 7+ Years Ago

Sounds like your blacklisted.

Sorry to hear that happened to you.

Maybe you could try for the CHASE Amazon Visa.


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012
0

Re: Warning: Denied On Amazon Visa W/ 800 Credit Score Due To A Bad Account 7+ Years Ago

Just seen the EDIT.

CONGRATS!


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008
0

Re: Warning: Denied On Amazon Visa W/ 800 Credit Score Due To A Bad Account 7+ Years Ago

Congrats! Sometimes all it takes is to talk to a live person. Computers are only smart when you tell it to do something LOL!

$100K in Credit
Last Credit Card App: 11/16/13
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Warning: Denied On Amazon Visa W/ 800 Credit Score Due To A Bad Account 7+ Years Ago

Citi Forward is a better card for Amazon you should try for that =)


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Member
Kamazon
Posts: 12
Registered: ‎09-16-2012
0

Re: Warning: Denied On Amazon Visa W/ 800 Credit Score Due To A Bad Account 7+ Years Ago

Thanks everyone for your support and contribution to the forums!

Valued Contributor
madmann26
Posts: 1,440
Registered: ‎08-30-2012
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Re: Warning: Denied On Amazon Visa W/ 800 Credit Score Due To A Bad Account 7+ Years Ago

Congrats!!

Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 705|EQ 690|EXP 698 (FICO)
What's in my wallet? Cap1 PLAT AU $1.25k; Cap1 Cash AU $2k; NFCU Siggy $23k; $4k WalMart DC; CFNA Firestone $2.2k; Amazon $2.1k; NFCU Cash Rewards $22K; AMEX BCE $18k; NavCheck $15k; Lowe's $10k; Citi DP $6.3k; AMEX ED $8.5k; Chase Freedom $4.5k
Goal Score: 700 across the board.
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Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
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Re: Warning: Denied On Amazon Visa W/ 800 Credit Score Due To A Bad Account 7+ Years Ago

Congrats! I'm glad they were willing to work with you!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
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Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
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Re: Warning: Denied On Amazon Visa W/ 800 Credit Score Due To A Bad Account 7+ Years Ago

Congrats on your recon approval!!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
Epcot
Posts: 2,790
Registered: ‎10-10-2012
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Re: Warning: Denied On Amazon Visa W/ 800 Credit Score Due To A Bad Account 7+ Years Ago

Congrats on the recon, that's great!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13

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