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Member
Posts: 12
Registered: ‎09-16-2012
0

Warning: Denied On Amazon Visa W/ 800 Credit Score Due To A Bad Account 7+ Years Ago

[ Edited ]

Well was I in for a rude awakening!  I had settled my amazon.com credit card roughly 8 years ago.  I rebuilt my credit, got a score over 800, no lates, high income, no negative marks, and I got denied.  I called the backdoor number and they stated it's because I used to my past with them they will not re-issue me one.  Well this stinks.  Anyone have any suggestions?  Also serve this as warning, if you had a card in the past with them not in good standing you will get denied.


Edit:

I asked to speak to a supervisor.  She looked at my credit re-establishment history and factored that in as well instead of just looking at my credit score.  For some reason Discover was showing a $500 limit when I raised it to $5000 earlier.  Probably didn't report in yet.  Either way, after politely speaking to Nancy she approved it for $1000.  In 6 months or so I will ask for a CLi.  

 

Thanks for everyone's help!

Established Contributor
Posts: 912
Registered: ‎06-14-2012
0

Re: Warning: Denied On Amazon Visa W/ 800 Credit Score Due To A Bad Account 7+ Years Ago

Sounds like your blacklisted.

Sorry to hear that happened to you.

Maybe you could try for the CHASE Amazon Visa.


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Established Contributor
Posts: 912
Registered: ‎06-14-2012
0

Re: Warning: Denied On Amazon Visa W/ 800 Credit Score Due To A Bad Account 7+ Years Ago

Just seen the EDIT.

CONGRATS!


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Valued Contributor
Posts: 1,524
Registered: ‎08-17-2008
0

Re: Warning: Denied On Amazon Visa W/ 800 Credit Score Due To A Bad Account 7+ Years Ago

Congrats! Sometimes all it takes is to talk to a live person. Computers are only smart when you tell it to do something LOL!

Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
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Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Warning: Denied On Amazon Visa W/ 800 Credit Score Due To A Bad Account 7+ Years Ago

Citi Forward is a better card for Amazon you should try for that =)


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Member
Posts: 12
Registered: ‎09-16-2012
0

Re: Warning: Denied On Amazon Visa W/ 800 Credit Score Due To A Bad Account 7+ Years Ago

Thanks everyone for your support and contribution to the forums!

Valued Contributor
Posts: 1,587
Registered: ‎08-30-2012
0

Re: Warning: Denied On Amazon Visa W/ 800 Credit Score Due To A Bad Account 7+ Years Ago

Congrats!!
Scores: about 700 across the board
Total CL: $275k
Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
0

Re: Warning: Denied On Amazon Visa W/ 800 Credit Score Due To A Bad Account 7+ Years Ago

Congrats! I'm glad they were willing to work with you!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
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MyFICO Fitness Goal: 800s Club!



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Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
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Re: Warning: Denied On Amazon Visa W/ 800 Credit Score Due To A Bad Account 7+ Years Ago

Congrats on your recon approval!!




EQ FICO 548 3/3/16
Valued Contributor
Posts: 2,802
Registered: ‎10-10-2012
0

Re: Warning: Denied On Amazon Visa W/ 800 Credit Score Due To A Bad Account 7+ Years Ago

Congrats on the recon, that's great!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15

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