Credit Cards Center Credit cards from our partners
Established Contributor
Posts: 832
Registered: ‎01-16-2008

Warning to Chase Freedom cardholders considering PC to Sapphire

There's no going back.


Applied and received Chase Freedom card 06/2008.  PC'd to Sapphire (when it was offered), about 10/2009.  Always PIF monthly, current balance -7.21 (credit balance). 


Rewards are minimal on Sapphire unless you travel and use concierge services.  Only redeeming value is phone number goes directly to CSR in US.


Called and asked to PC back to Freedom card (for the 3% rewards.  CSR tried to convince me the Sapphire was superior to Freedom card in spite of the difference in cash back rewards.  Thanked her profusely and insisted they consider PC to Freedom card. 


She called supervisor and said "No, sorry, no way to get PC from Sapphire to Freedom.


Any other members tried this?





Starting Score: TU 737 EQ 721
Current Score: TU 741 EQ 741
Goal Score: TU 765 EQ 760

Take the FICO Fitness Challenge

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.