Was bad so now I have to garden

alovingmommyof3 · ‎05-02-2012

After I was approved for Chase Freedom I decided to find a decent travel rewards card. So I applied for Citi Hilton Hhonors Gold Visa Card. That got approved right after verification. A few days later I realized the Amex aversion was better and applied for it. After verification it was approved. Citi and Amex seem to do well approving established customers. So now my app spree should end or I will never get the card I want most. Now it is time to negotiate interest and CLs after some gardening. This will be hard because I want CSP. Gardening isn't usually difficult for me because I usually can't find a card I want so there is nothing to apply for. I see a lot of app spree posts so it is an epidemic like one poster mentioned in another thread. Anyway you guys are a great help by advising and encouraging people to be wise with credit.

webhopper · ‎05-02-2012

Congrats on the approvals... at least you know when to garden and when to app... for some of us; that is the hardest part

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!

TeeandDee · ‎05-02-2012

@webhopper wrote:
Congrats on the approvals... at least you know when to garden and when to app... for some of us; that is the hardest part

You ain't never lied! LOL!

Slowly building....

aussiesareforever · ‎05-02-2012

Congrats.

So what is this card that you really want most?

BK in January 2008---Barclay's Apple Financing Card ($10,000) --- Capital One Quicksilver ($13,000)--- Platinum Delta Skymiles ($35,000) --- GEMB CareCredit ($10,000) --- AUFCU ($10000)---Discover IT ($33,000)

Experian 835 Transunion 828-- August 2018

frogfan12 · ‎05-02-2012

@TeeandDee wrote:
@webhopper wrote:
Congrats on the approvals... at least you know when to garden and when to app... for some of us; that is the hardest part

You ain't never lied! LOL!

+1000000

Starting Score: 760
Current Score: 716 Equifax 754 TU 736 Experian
Goal Score: 760