Reply
Valued Contributor
Posts: 2,371
Registered: ‎03-15-2012
0

Was my CLI early with Amex?

[ Edited ]

Quickie:

 

Soft from Aexp 2 on my EXP on Dec 2nd.

Did the 61x online, got the 7/10 message, but no email (day 2 as of right now).

Gut feeling says I crossed the line early, as sunday would've been 61 from approval, but the non response with an email has me believing it.

Super Contributor
Posts: 8,884
Registered: ‎06-19-2013
0

Re: Was my CLI early with Amex?


Burned2manybridgesB4 wrote:

Quickie:

 

Soft from Aexp 2 on my EXP on Dec 2nd.

Did the 61x online, got the 7/10 message, but no email (day 2 as of right now).

Gut feeling says I crossed the line early, as today would be 61 from sun, but the non response with an email has me believing it.


I think if you jumped gun early ,I think you get an message saying ineligible or something to that effect.



EX Fico 774 3/3/15 Fako 808 CS/Credit.com 11/24/14
EQ SW bank enhanced 3/24/15 819 CK fako 807 2/7/15
TU Fico Barclay's 3/26/15 791 TU fico walmart 3/23/2015 788 Fako 808 Creditkarma 3/23/15
Valued Contributor
Posts: 2,371
Registered: ‎03-15-2012
0

Re: Was my CLI early with Amex?

The fact that I've gotten no electronic reply has me wondering.

Super Contributor
Posts: 8,884
Registered: ‎06-19-2013
0

Re: Was my CLI early with Amex?


Burned2manybridgesB4 wrote:

The fact that I've gotten no electronic reply has me wondering.


Yes that us an but weird wait till tomorrow before you get too worried 



EX Fico 774 3/3/15 Fako 808 CS/Credit.com 11/24/14
EQ SW bank enhanced 3/24/15 819 CK fako 807 2/7/15
TU Fico Barclay's 3/26/15 791 TU fico walmart 3/23/2015 788 Fako 808 Creditkarma 3/23/15
Established Contributor
Posts: 600
Registered: ‎10-30-2013
0

Re: Was my CLI early with Amex?


Burned2manybridgesB4 wrote:

Quickie:

 

Soft from Aexp 2 on my EXP on Dec 2nd.

Did the 61x online, got the 7/10 message, but no email (day 2 as of right now).

Gut feeling says I crossed the line early, as sunday would've been 61 from approval, but the non response with an email has me believing it.


I did my 3X today as well. 7-10 Day Message and no email as of yet. 

I was wondering the same thing, if I'll end up getting an email or something via snail mail... lol 

Wish it was a simple approval or decline. :smileymad:



Total CL - 60K // Util. ~1.6%

772 TU - 6/5 ///// 705 EX - 5/5 ///// 664 EQ - 4/29
Community Leader
Senior Contributor
Posts: 26,806
Registered: ‎02-07-2013
0

Re: Was my CLI early with Amex?


Burned2manybridgesB4 wrote:

The fact that I've gotten no electronic reply has me wondering.


Which means you can probably try again if you jumed early 

You're not the first to do this and certainly not the last 

Some have jumped early by way of the time zone tried again hours later and been approved YMMV

Which is why I tell everyone app the 3X CLI on day 62 or 63 to be safe 



+ Chase Ink =

New Contributor
Posts: 58
Registered: ‎12-02-2013
0

Re: Was my CLI early with Amex?

When does the counter starts?  Is it the day that you first applied or when you get the card?

EX: 747 (12/27) EQ:716 (11/6) TU: 703 (11/6) CK: 735
CC:
CSP $5000; BOA Rewards: $5000; Citi Platinum: $2600; UNFCU $500; BCP $6000; Wells Fargo reward $10k; Line of credit $10k ; Discover IT $7500; BML$1000; Citi TYP $5000; Chase Freedom $4000
Community Leader
Senior Contributor
Posts: 26,806
Registered: ‎02-07-2013
0

Re: Was my CLI early with Amex?


hacsx2 wrote:

When does the counter starts?  Is it the day that you first applied or when you get the card?


The day your account is created ....could be same day of approval or next day 

For those that had verification issues could be more 

Best way to find out is call and ask 



+ Chase Ink =

Valued Contributor
Posts: 2,371
Registered: ‎03-15-2012
0

Re: Was my CLI early with Amex?

Doing the rough math, I'm thinking today, or tomorrow might've been the real deal. I'm down to zero on the baddies count, right before their SP.

Valued Contributor
Posts: 2,371
Registered: ‎03-15-2012
0

Re: Was my CLI early with Amex?


H4LO wrote:

Burned2manybridgesB4 wrote:

Quickie:

 

Soft from Aexp 2 on my EXP on Dec 2nd.

Did the 61x online, got the 7/10 message, but no email (day 2 as of right now).

Gut feeling says I crossed the line early, as sunday would've been 61 from approval, but the non response with an email has me believing it.


I did my 3X today as well. 7-10 Day Message and no email as of yet. 

I was wondering the same thing, if I'll end up getting an email or something via snail mail... lol 

Wish it was a simple approval or decline. :smileymad:


When you were approved for your blue revolver, was it an instant or 14 day message? I'm thinking a pattern here.....

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.