Was there a specific year that the big banks (also not counting and excluding CUs here) stopped issuing fixed-rate credit card offers, en masse? I am aware that even today the banks may still issue a relatively rare fixed-rate offer on an individual basis to certain people with excellent/super-prime credit scores and/or high net worth, but in my question, I am talking about the last known year that the banks stopped sending widespread fixed-rate card offers to large groups of people, either by mail or online?
I would imagine that a significant number of fixed-rate offers may have obviously stopped and dried up by 2008-2009 and thereafter, due to the preparations for and enactment of CARD Act alone, but as a data point of sorts, I know that I personally received a bank-based, fixed-rate mail offer app as late as the latter part of 2007, which I accepted and was approved for. Would this seem to indicate that mass-distribution fixed rate card offers from the banks may have stopped sometime around the timeframe of 2007-2008? Or possibly later? Just curious...
Bumping the thread, just in case there was possibly anyone else who might want to chime in and discuss more? 
