Was your Citi CLI HP on EX or EQ?

[lhcole77]

I'm going to be asking for a CLI on my simplicty card soon. They pulled both EX and EQ on app. Seem to do most AR on EQ.

Was your CLI (that resulted in a HP) on EQ or EX?

[Strepthroat]

Mine have always been a soft pull. Have 3 cards and every 4 - 6 I submit the form for a request or call in. Nevera hard pull.

[lhcole77]

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@Strepthroat wrote:
Mine have always been a soft pull. Have 3 cards and every 4 - 6 I submit the form for a request or call in. Nevera hard pull.

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Thanks for reply. Have you always gotten what you asked for? Or did they counter? And what was you UTL on the card when you asked?

[dodgerslv]

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@lhcole77 wrote:

I'm going to be asking for a CLI on my simplicty card soon. They pulled both EX and EQ on app. Seem to do most AR on EQ.

Was your CLI (that resulted in a HP) on EQ or EX?

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they pulled EQ for me when i requested a CLI before 6 months. Have always pulled EX and EQ for my application approvals also.

[lhcole77]

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@dodgerslv wrote:

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@lhcole77 wrote:

I'm going to be asking for a CLI on my simplicty card soon. They pulled both EX and EQ on app. Seem to do most AR on EQ.

Was your CLI (that resulted in a HP) on EQ or EX?

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they pulled EQ for me when i requested a CLI before 6 months. Have always pulled EX and EQ for my application approvals also.

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I hit my 6 months on December 12. Currently taking advantage of 18 months 0% and have ~50% UTL on card. Got best terms at time of app but score has gone down a bit due to new accounts and UTL.

[Shock_]

How in the hell do you get all soft pulls for CLI's? Isn't Citi notorious for HP's unless you get the email stating you are eligible?

[Blackrv7]

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@Shock_ wrote:

How in the hell do you get all soft pulls for CLI's? Isn't Citi notorious for HP's unless you get the email stating you are eligible?

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I've never had a hp from Citi for cli, all sp's.  Last two were April 13 and Oct 13.

[gsxrgt]

My recent one was a HP via Experian. Live in CA.

[Shock_]

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@Blackrv7 wrote:

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@Shock_ wrote:

How in the hell do you get all soft pulls for CLI's? Isn't Citi notorious for HP's unless you get the email stating you are eligible?

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I've never had a hp from Citi for cli, all sp's.  Last two were April 13 and Oct 13.

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and this is thru citi website, where it says "by clicking submit, you give us permission to check your credit history" etc etc?

[lhcole77]

Did you get what you asked for? Or did Citi counter offer?