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Was your Citi CLI HP on EX or EQ?

Valued Contributor

Was your Citi CLI HP on EX or EQ?

I'm going to be asking for a CLI on my simplicty card soon. They pulled both EX and EQ on app. Seem to do most AR on EQ.

 

Was your CLI (that resulted in a HP) on EQ or EX?

FICO 08-EX: 746 TU: 752 EQ: 750 AAoA: 4yrs TLs: 40 Neg: 0

Credit Limits: $300,000+
Miles: 400,000+
MRPs: 200,000+
Cash Back: $2,000+
Message 1 of 10
9 REPLIES
Frequent Contributor

Re: Was your Citi CLI HP on EX or EQ?

Mine have always been a soft pull. Have 3 cards and every 4 - 6 I submit the form for a request or call in. Nevera hard pull.
Marriott Rewards Visa $25,000; AirTran A+Rewards Visa $25,000; PFCU Visa $17,000; Barclay B&N MasterCard $12,000; GUCU Visa $10,500; Nordstrom Visa $10,000; GOCU Visa $10,000; Ann Taylor MasterCard $6,400; US Bank Perks Plus Visa $5,000; Barclay Arrival MasterCard $5,000; Quicksilver One $3,000; Capital One Classic $3,000; Amazon Visa $500; Sam's Club MasterCard $250; Dillards AMEX $250; Wal-Mart MasterCard $250.
Message 2 of 10
Valued Contributor

Re: Was your Citi CLI HP on EX or EQ?


Strepthroat wrote:
Mine have always been a soft pull. Have 3 cards and every 4 - 6 I submit the form for a request or call in. Nevera hard pull.

Thanks for reply. Have you always gotten what you asked for? Or did they counter? And what was you UTL on the card when you asked?

FICO 08-EX: 746 TU: 752 EQ: 750 AAoA: 4yrs TLs: 40 Neg: 0

Credit Limits: $300,000+
Miles: 400,000+
MRPs: 200,000+
Cash Back: $2,000+
Message 3 of 10
Valued Contributor

Re: Was your Citi CLI HP on EX or EQ?


lhcole77 wrote:

I'm going to be asking for a CLI on my simplicty card soon. They pulled both EX and EQ on app. Seem to do most AR on EQ.

 

Was your CLI (that resulted in a HP) on EQ or EX?


they pulled EQ for me when i requested a CLI before 6 months. Have always pulled EX and EQ for my application approvals also.

gardening since 5/21/2016
Message 4 of 10
Valued Contributor

Re: Was your Citi CLI HP on EX or EQ?


dodgerslv wrote:

lhcole77 wrote:

I'm going to be asking for a CLI on my simplicty card soon. They pulled both EX and EQ on app. Seem to do most AR on EQ.

 

Was your CLI (that resulted in a HP) on EQ or EX?


they pulled EQ for me when i requested a CLI before 6 months. Have always pulled EX and EQ for my application approvals also.


I hit my 6 months on December 12. Currently taking advantage of 18 months 0% and have ~50% UTL on card. Got best terms at time of app but score has gone down a bit due to new accounts and UTL.

FICO 08-EX: 746 TU: 752 EQ: 750 AAoA: 4yrs TLs: 40 Neg: 0

Credit Limits: $300,000+
Miles: 400,000+
MRPs: 200,000+
Cash Back: $2,000+
Message 5 of 10
Frequent Contributor

Re: Was your Citi CLI HP on EX or EQ?

How in the hell do you get all soft pulls for CLI's? Isn't Citi notorious for HP's unless you get the email stating you are eligible?

Capital One Quicksilver MC $3000 6/2011 | Chase Amazon Visa $1400 8/2012 | Citi Diamond Preferred MC $4200 7/2013 | AMEX Green NPSL 8/2013 | Chase Freedom $1000 Visa 8/2013 | AMEX BCE $7000 2/2014 ==> 2/2013
Message 6 of 10
Frequent Contributor

Re: Was your Citi CLI HP on EX or EQ?


Shock_ wrote:

How in the hell do you get all soft pulls for CLI's? Isn't Citi notorious for HP's unless you get the email stating you are eligible?


I've never had a hp from Citi for cli, all sp's.  Last two were April 13 and Oct 13.


Current myFico EX 734, EQ 777, TU 742
AAoA 6 years 3 months, Length 25 years 2 months

Message 7 of 10
New Contributor

Re: Was your Citi CLI HP on EX or EQ?

My recent one was a HP via Experian. Live in CA.

Chase Ritz 20.5K, Freedom 11K, Chase Marriott 11K, Citi Prestige 12.5K, Citi Aadvantage Platinum 10.5k, Barclay US Airways 12.5k, Discover IT 12.7K, Amex BCP 23K, Amex PRG, Penfed Platinum Rewards 11K, Penfed PLOC 25k
Message 8 of 10
Frequent Contributor

Re: Was your Citi CLI HP on EX or EQ?


Blackrv7 wrote:

Shock_ wrote:

How in the hell do you get all soft pulls for CLI's? Isn't Citi notorious for HP's unless you get the email stating you are eligible?


I've never had a hp from Citi for cli, all sp's.  Last two were April 13 and Oct 13.


and this is thru citi website, where it says "by clicking submit, you give us permission to check your credit history" etc etc?

Capital One Quicksilver MC $3000 6/2011 | Chase Amazon Visa $1400 8/2012 | Citi Diamond Preferred MC $4200 7/2013 | AMEX Green NPSL 8/2013 | Chase Freedom $1000 Visa 8/2013 | AMEX BCE $7000 2/2014 ==> 2/2013
Message 9 of 10
Highlighted
Valued Contributor

Re: Was your Citi CLI HP on EX or EQ?

Did you get what you asked for? Or did Citi counter offer?

FICO 08-EX: 746 TU: 752 EQ: 750 AAoA: 4yrs TLs: 40 Neg: 0

Credit Limits: $300,000+
Miles: 400,000+
MRPs: 200,000+
Cash Back: $2,000+
Message 10 of 10