Reply
Valued Contributor
lhcole77
Posts: 1,441
Registered: ‎09-18-2012
0

Was your Citi CLI HP on EX or EQ?

I'm going to be asking for a CLI on my simplicty card soon. They pulled both EX and EQ on app. Seem to do most AR on EQ.

 

Was your CLI (that resulted in a HP) on EQ or EX?

Frequent Contributor
Strepthroat
Posts: 260
Registered: ‎06-13-2008
0

Re: Was your Citi CLI HP on EX or EQ?

Mine have always been a soft pull. Have 3 cards and every 4 - 6 I submit the form for a request or call in. Nevera hard pull.
Marriott Rewards Visa $25,000; AirTran A+Rewards Visa $25,000; PFCU Visa $17,000; Barclay B&N MasterCard $12,000; GUCU Visa $10,500; Nordstrom Visa $10,000; GOCU Visa $10,000; Ann Taylor MasterCard $6,400; US Bank Perks Plus Visa $5,000; Barclay Arrival MasterCard $5,000; Quicksilver One $3,000; Capital One Classic $3,000; Amazon Visa $500; Sam's Club MasterCard $250; Dillards AMEX $250; Wal-Mart MasterCard $250.
Valued Contributor
lhcole77
Posts: 1,441
Registered: ‎09-18-2012
0

Re: Was your Citi CLI HP on EX or EQ?


Strepthroat wrote:
Mine have always been a soft pull. Have 3 cards and every 4 - 6 I submit the form for a request or call in. Nevera hard pull.

Thanks for reply. Have you always gotten what you asked for? Or did they counter? And what was you UTL on the card when you asked?

Valued Contributor
dodgerslv
Posts: 1,838
Registered: ‎06-16-2012
0

Re: Was your Citi CLI HP on EX or EQ?


lhcole77 wrote:

I'm going to be asking for a CLI on my simplicty card soon. They pulled both EX and EQ on app. Seem to do most AR on EQ.

 

Was your CLI (that resulted in a HP) on EQ or EX?


they pulled EQ for me when i requested a CLI before 6 months. Have always pulled EX and EQ for my application approvals also.


Cards: (Citi- 82.7k) (Chase- 65k)) (US Bank- 18k) (Amex- 22.5k) (Barclays-40k) (BofA- 68k) (Cap1- 49.5K) (WF- 11k) (Penfed- 22.5k) (Discover- 8k) (Sync/GE- 15.7k) (NASA- 30k) (Diners- 15k)
Fico 08 scores (8/27/14) EX: 772 TU: 767 EQ: 778 (Utilization at 8% right now).





Valued Contributor
lhcole77
Posts: 1,441
Registered: ‎09-18-2012
0

Re: Was your Citi CLI HP on EX or EQ?


dodgerslv wrote:

lhcole77 wrote:

I'm going to be asking for a CLI on my simplicty card soon. They pulled both EX and EQ on app. Seem to do most AR on EQ.

 

Was your CLI (that resulted in a HP) on EQ or EX?


they pulled EQ for me when i requested a CLI before 6 months. Have always pulled EX and EQ for my application approvals also.


I hit my 6 months on December 12. Currently taking advantage of 18 months 0% and have ~50% UTL on card. Got best terms at time of app but score has gone down a bit due to new accounts and UTL.

Frequent Contributor
Shock_
Posts: 332
Registered: ‎08-07-2013
0

Re: Was your Citi CLI HP on EX or EQ?

How in the hell do you get all soft pulls for CLI's? Isn't Citi notorious for HP's unless you get the email stating you are eligible?

Capital One Quicksilver MC $3000 6/2011 | Chase Amazon Visa $1400 8/2012 | Citi Diamond Preferred MC $4200 7/2013 | AMEX Green NPSL 8/2013 | Chase Freedom $1000 Visa 8/2013 | AMEX BCE $7000 2/2014 ==> 2/2013
Frequent Contributor
Blackrv7
Posts: 399
Registered: ‎11-13-2013
0

Re: Was your Citi CLI HP on EX or EQ?


Shock_ wrote:

How in the hell do you get all soft pulls for CLI's? Isn't Citi notorious for HP's unless you get the email stating you are eligible?


I've never had a hp from Citi for cli, all sp's.  Last two were April 13 and Oct 13.


Current myFico EX 734, EQ 777, TU 742
AAoA 6 years 3 months, Length 25 years 2 months

New Contributor
gsxrgt
Posts: 50
Registered: ‎05-25-2009
0

Re: Was your Citi CLI HP on EX or EQ?

My recent one was a HP via Experian. Live in CA.

Freedom 11K, Chase Marriott 26.5K, Citi Prestige 12.5K, Citi Aadvantage Platinum 10.5k, Barclay US Airways 12.5k, Discover IT 12.7K, Amex BCP 15K, Amex PRG, Penfed Platinum Rewards 11K
Frequent Contributor
Shock_
Posts: 332
Registered: ‎08-07-2013
0

Re: Was your Citi CLI HP on EX or EQ?


Blackrv7 wrote:

Shock_ wrote:

How in the hell do you get all soft pulls for CLI's? Isn't Citi notorious for HP's unless you get the email stating you are eligible?


I've never had a hp from Citi for cli, all sp's.  Last two were April 13 and Oct 13.


and this is thru citi website, where it says "by clicking submit, you give us permission to check your credit history" etc etc?

Capital One Quicksilver MC $3000 6/2011 | Chase Amazon Visa $1400 8/2012 | Citi Diamond Preferred MC $4200 7/2013 | AMEX Green NPSL 8/2013 | Chase Freedom $1000 Visa 8/2013 | AMEX BCE $7000 2/2014 ==> 2/2013
Valued Contributor
lhcole77
Posts: 1,441
Registered: ‎09-18-2012
0

Re: Was your Citi CLI HP on EX or EQ?

Did you get what you asked for? Or did Citi counter offer?


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}