We know what's in your sig, but what's in your wallet (portfolio)?

[Ghoshida]

Carry all of my listed cards. Organizing **bleep** takes time and planning. Not gonna happen.

Oh and add Discover debit, Chase debit, and Cap One 360 debit to the mix.

[celluloid17]

Aside from Driver's License, insurance card, AAA card,employee ID card, and debit card:

Sallie Mae (gas/groceries)

Chase AARP (dining - to be replaced by Discover in the second quarter)

Citi Double Cash (misc - thinking about replacing with Freedom Unlimited)

Amex TrueEarnings (Costco - soon to be defunct, not sure if i'll use/keep the Citi version that's coming soon)

[Anonymous]

Chase FU 18,500 (general spend)

Citi DC 13,700 (general spend)

Amex BCE 12,500 (groceries)

Discover it 10,200 (general spend, discover deals, rotating categories)

CSP 5,000 (restaurants, travel, wedding purchases to meet 4k spend)

Cap 1 QS 4,000 (abroad when merchant doesnt accept discover)

Freedom 2,500 (rotating categories)

Discover is my main card. Will be using the CSP to meet spend bonus and then back to discover.

[Loquat]

Daily carry:

Sam's Club MasterCard  $13.5k

Cap Venture  $15k

PenFed Promise  $8.5k

Lowes $13k

[jbsea]

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@redpat wrote:

I'm noticing a lot of spend dilution for rewards.

Wallet

CSP

EDP

Ink+ for business

and two $100 bills and three $20 bills

---

I think for people here on these forums it would be hard not to have that.... and many cards that do the same thing.  So the hard trick is to get the right mix in so that you don't have someone like Barkclays do a CD or have a card closed because of lack of use.  If I only had one of two cards it would be a lot easier to concentrate on one reward.

[Anonymous]

realistically the need for over 6 cards is almost pointless

[Broke_Triathlete]

Everything in my sig is in my wallet. Very lackluster compared to others but I don't want a bunch of cards to juggle.

[hot4u]

Amex PRG 

Citi Advantage

Chase CSP

Chase Freedom

Amex Centurion

Goals free flights for Family to visit. 

[joltdude]

In my wallet

5K CU card with 8.54% Apr

--The End--

Though I do have a 1K PLOC

Along with an infamous 600$ "Yuppie Foodstamp" Secured Share loan unf its only a 12 month one.

Update

Now have 2 cards in wallet

The credit siren at Chase called me to app... and I waltzed away with 5400 instant approval at  14.24% plus a tasty 150$ after 500$ spend

[Anonymous]

In my wallet is Barclay Rewards World Mastercard, Cap One Quksilver One and Macy's (which Im hoping becomes Amex soon. Thats all. I dont want to carry balances or rack up credit card debt anymore ever again. Im done with that. Its all about PIF.