05-17-2008 12:58 PM
05-17-2008 04:30 PM
05-17-2008 06:22 PM
05-17-2008 07:35 PM
05-17-2008 09:54 PM
11-04-2010 05:16 PM
Pearl Card gave me an offer in May of 2010. I not only paid of the old debt they bought, but the amount of credit they gave me-in full. They raised my credit limit and I have paid them faithfully every month. For the first year they offer 0% financing. They may not be perfect, but they have seemed to be good to me. You have to go with your gut feeling on this. If you owe the debt, they can help by paying that off, (having it show on your credit as PAID) and then they begin reporting to the credit bureaus and your credit score goes up. I know these messages are back from 08' and I'm writing this at almost 11' however, with the new laws, I don't see any harm, if YOU PERSONALLY feel it is RIGHT FOR YOU, to go forward with this offer.
Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.