Reply
Regular Contributor
Posts: 142
Registered: ‎02-06-2009
0

Webbank Blacklist??

Does anyone know if Webbank blacklists?? I just received pre-approval for Bill Me Later, which I know means nothing really...I have nothing that I want to buy right away, I just like the 0% interest offer. Anyway, I burned them in Chp 13 Bk. :smileysad: Are they even BK friendly?

NFCU Cash Rewards $14,000/FNBO Platinum $4,600/Best Buy Citibank $2,500/Care Credit $7,600/TJ Maxx $600/Neiman Marcus $3500/Saks5thAve $2250

Starting Score: 426 Ch. 13 BK Filed Sep 2009; Discharged Jan 2013 :smileyhappy:
Current Score: TU 706 EQ FICO 701 EX 704
Goal Score: 720

Established Contributor
Posts: 665
Registered: ‎11-13-2012
0

Re: Webbank Blacklist??

Im not sure. But i have bill me later and they're notorious for usually only allowing one account with them (webbank that is) and in november i applied for dell financing which is through them and surprisingly i was approved...flash forward to about a week ago and i go to use the financing and it says it cant be found....they canceled my account i guess as a result of having two accounts with them and they didnt let me know but they had already pulled my report so i had to call and the lady sent in a dispute to get the HP removed... Bill me later honestly isnt worth it unless you buy everything with financing. Their interest is crazy especially if you dont pay within the financing period....i owe them 1500 right now which will be paid at the end of this month...i'd stay away if i were you lol...I prob will change my password to something ridiculous after i pay it so im not tempted to use it again.

Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Valued Contributor
Posts: 1,507
Registered: ‎07-24-2011
0

Re: Webbank Blacklist??

Yea I got the offer as well and if you read down at the bottom it says that you received this offer because your preferences are set to allow "news and promotional offers". But I IIB WebBank with Dell in my chp13 as well. I really didn't like them anyways with their high interest so I just deleted the email :smileyhappy:.

Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014

Get a myFICO recommended credit card

Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.