Reply
Moderator
webhopper
Posts: 7,230
Registered: ‎09-16-2011

Wedding + Honeymoon is over... Now for the Bills!

Yep, Its official,

 

Me and Joey tied the knot and went on the best vacation ever! We took a cruise to Alaska!    The cruise was paid for with Discover, and those charges were fully paid off in April...   But... the wedding ended up costing more than I'd anticipated... actually double, due to me wanting to make my daughter happy :smileyhappy:  She wanted to see me in the traditional wedding gown, with flowers etc.

 

The wedding was small scale, we had about 55 guests, we did BBQ, cake, punch and tea.   I hosted about 25 people in my home for about 3 days, and so there were expenses associated with buying food, paper plates, cups etc for all my guests.

 

So now, the AMEX bill this month is 5100 :smileytongue:

 

I've got the the costs from the Septic System repair sitting on Discover at 0% so i'm not really worried about that. Amex will be paid in two payments... one for $3600 on the day after statement cuts, and then another for 1500 on the 15th.

 

There were about 2k in shipboard costs due to shore excursions and gratuities, which was charged to NFCU cashRewards Visa. 

 

Looks like  I'll be carrying balances for at least the next two months, which really sucks!

 

Wedding was awesome, the Alaskan cruise was awesome (we brought my daughter along)  

 

Best vacation I ever had, but now, looking at CC balances sucks  :smileysad: 


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Moderator
webhopper
Posts: 7,230
Registered: ‎09-16-2011

Re: Wedding + Honeymoon is over... Now for the Bills!

the good news is, we finally got hubby's DD for his VA disability going into our NFCU shares account...  Others have commented on here that NFCU likes to see direct deposits.


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Moderator Emeritus
tinuviel
Posts: 4,877
Registered: ‎11-02-2010

Re: Wedding + Honeymoon is over... Now for the Bills!

Congratulations! Best wishes and much happiness to you, your daughter and Joey! :smileyvery-happy:


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Frequent Contributor
Adalen
Posts: 353
Registered: ‎05-01-2007

Re: Wedding + Honeymoon is over... Now for the Bills!

Congratulations!  That sounds fantastic!  And NFCU muuust love DD because they offer a CD at 3% if you have a DD of at least $300.  I would do it if they didn't hold the money for an extra day!

 

Enjoy!

2011: EQ 580~
2012: EQ 620~
2013: EQ 641, TU98 645, TU04 635, TU08 635, EX 648 (lender)
Closed on first home 4/25/13.
Moderator
webhopper
Posts: 7,230
Registered: ‎09-16-2011

Re: Wedding + Honeymoon is over... Now for the Bills!

Ya, on the vacation my husband and I both emptied our wallets before the trip. I had gotten a leather passport wallet with 5 slits to hold cards.  I brought NFCU Visa, and NFCU Platinum MC that I am AU on. The other three slits had my drivers liscence, insurance card, and passport card.   I felt like NFCU was who I needed to bring along, seeing as I had already used Amex Zync as much as I was willing to for the cycle.


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Frequent Contributor
Dadaluma83
Posts: 364
Registered: ‎08-23-2011

Re: Wedding + Honeymoon is over... Now for the Bills!

Glad you had a great time webhopper. As a guy I can say your husband is quite lucky to have someone like you.

 

Passport card? Did you ever have to use it? when I got my passport I just got the book since a card is useless when traveling by air and I really wouldnt have much use for it. Not sure but I think it was only good for entering by land or sea.

FICO Scores: TU: 768 (Jan 2012), EQ: 755 (Jan 2012 Lender pull)
Moderator
webhopper
Posts: 7,230
Registered: ‎09-16-2011

Re: Wedding + Honeymoon is over... Now for the Bills!


Dadaluma83 wrote:

Glad you had a great time webhopper. As a guy I can say your husband is quite lucky to have someone like you.

 

Passport card? Did you ever have to use it? when I got my passport I just got the book since a card is useless when traveling by air and I really wouldnt have much use for it. Not sure but I think it was only good for entering by land or sea.


we were traveling by sea and had some canadian ports of call. To my surprise we weren't asked for our passports when entering canadian soil, only when embarking and disembarking for the cruise.   It being the first time any of us has left the US as a citizen (Joey traveled overseas using military ID)  I was worried that somehow the passports would get lost or stolen during the trip...  so the passport cards were locked up in the cruise ship safe just in case we needed them. I think I was just paranoid in getting both types, but it was fairly cheap to add on the card, only 30 bucks, so I thought, why not :smileyhappy:


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Regular Contributor
psychoinhell
Posts: 565
Registered: ‎06-12-2010

Re: Wedding + Honeymoon is over... Now for the Bills!


webhopper wrote:

 

 

Best vacation I ever had, but now, looking at CC balances sucks  :smileysad: 



You had one of those MC priceless moments.  Even priceless pieces of art have price tags attached to them.  Do not fret about it, as you said, you will only be carrying a balance for a few months.  Start planning the renewing of your vows and second honeymoon in 5 years and try to top this one :smileyhappy:


Starting Score: 600ish in 2007
Highest Score to date: EQ 716 May 2012(lender pull)
Current Score: EQ 685 6-21-12 ; Walmart TU Fico 744 6-05-12
Goal Score: 801
Moderator
webhopper
Posts: 7,230
Registered: ‎09-16-2011

Re: Wedding + Honeymoon is over... Now for the Bills!


psychoinhell wrote:

webhopper wrote:

 

 

Best vacation I ever had, but now, looking at CC balances sucks  :smileysad: 



You had one of those MC priceless moments.  Even priceless pieces of art have price tags attached to them.  Do not fret about it, as you said, you will only be carrying a balance for a few months.  Start planning the renewing of your vows and second honeymoon in 5 years and try to top this one :smileyhappy:


ROFL  funny you should mention a Vow renewal...  They offered this on ship for free in the chapel :smileywink:  Joey suggested that he wasn't interested in renewing at this point in our marriage. Perhaps 5 yrs from now?

 

I'm thinking it will be another couple of yrs before we take another vacation of this magnitude. some friends of ours head to Jamaica every yr in Sept for a week (by plane).  We may try to do something like that next.

 

There were definately more than a few MC priceless moments on that trip :smileyhappy:


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Valued Contributor
MsLadyRover
Posts: 2,727
Registered: ‎03-14-2012

Re: Wedding + Honeymoon is over... Now for the Bills!

Congratulations on your nuptials!!  Sounds like you have a good plan for paying off the wedding expenses so don't even sweat it.



Starting Score: 639 (Walmart TU)
Current Score: TU 699 (myFICO) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+